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- 4646 OLD 37 ROAD
$264,000
4646 OLD 37 ROAD, LAKELAND, FL 33813
Beds
3
Baths
2
Sq Ft
1,184 sq ft
Year Built
1977
Lot Size
0.16 acres
Garage
1
About This Property
Short Sale. Short Sale has been Approved! Opportunities like this don't come along often in one of South Lakeland's most desirable locations. If you've been searching for an affordable home in a well-established neighborhood with convenient access to everything Lakeland has to offer, this is one you'll want to see. Located at 4646 Old Highway 37, Lakeland, FL 33813, this well-maintained home offers the perfect combination of comfort, updates, and location. Just minutes from South Florida Avenue, the Polk Parkway, Lakeside Village, downtown Lakeland, schools, parks, restaurants, shopping, and medical facilities, you'll enjoy the convenience of living in one of the area's most sought-after communities while still having quick access throughout Polk County, Tampa, and Orlando. Inside, you'll find an inviting floor plan highlighted by vaulted ceilings with exposed wood beams, a charming wood-burning fireplace, and bright, open living spaces designed for both everyday living and entertaining. The kitchen opens naturally to the main living area with a breakfast bar and plenty of cabinet space, creating a warm and functional gathering place. The home has been exceptionally cared for and features numerous recent improvements, including a newer roof, air conditioning system, gutters, garage door, front entry door, water heater, and fresh interior paint. The property is in good condition and has already undergone a clean home inspection, giving buyers added confidence. Step outside to enjoy a fully fenced backyard complete with a covered patio, pergola, and storage shed, ideal for weekend barbecues, relaxing evenings, pets, or creating your own outdoor retreat. Best of all, there is no HOA, giving you greater flexibility and fewer monthly expenses. This property is being offered as a short sale, and the short sale process has already been initiated, helping streamline the transaction. While short sales do require a little patience, they can also provide an outstanding opportunity for first-time home buyers, owner-occupants, or savvy buyers looking to purchase a quality home in a fantastic South Lakeland location at an exceptional value. If you've been waiting for the right opportunity to own a home in South Lakeland, this could be the one that's well worth the wait.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From East Take I-4 W and FL-570 W/Polk Pkwy to FL-37 S in Lakeland. Exit from FL-570 W/Polk Pkwy. Continue on FL-37 S. Drive to Old Rd 37. From West Get on I-275 N. Follow I-4 E and FL-570 E to FL-37 S/Florida Ave S in Lakeland. Take exit 7 from FL-570 E. Continue on FL-37 S/Florida Ave S. Drive to Old Rd 37.
Location
4646 OLD 37 ROAD, LAKELAND, FL 33813
Listing Information
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Preferred Time
Home Price
$264,000
Loan Term
How to Buy This Home
Multiple financing options available for this $264,000 home in LAKELAND.
🏛️
FHA Loan
$9,240 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$13,200 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.