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$264,000

4646 OLD 37 ROAD, LAKELAND, FL 33813

3D Tour
Active86 days on market

Beds

3

Baths

2

Sq Ft

1,184 sq ft

Year Built

1977

Lot Size

0.16 acres

Garage

1

About This Property

Short Sale. Short Sale has been Approved! Opportunities like this don't come along often in one of South Lakeland's most desirable locations. If you've been searching for an affordable home in a well-established neighborhood with convenient access to everything Lakeland has to offer, this is one you'll want to see. Located at 4646 Old Highway 37, Lakeland, FL 33813, this well-maintained home offers the perfect combination of comfort, updates, and location. Just minutes from South Florida Avenue, the Polk Parkway, Lakeside Village, downtown Lakeland, schools, parks, restaurants, shopping, and medical facilities, you'll enjoy the convenience of living in one of the area's most sought-after communities while still having quick access throughout Polk County, Tampa, and Orlando. Inside, you'll find an inviting floor plan highlighted by vaulted ceilings with exposed wood beams, a charming wood-burning fireplace, and bright, open living spaces designed for both everyday living and entertaining. The kitchen opens naturally to the main living area with a breakfast bar and plenty of cabinet space, creating a warm and functional gathering place. The home has been exceptionally cared for and features numerous recent improvements, including a newer roof, air conditioning system, gutters, garage door, front entry door, water heater, and fresh interior paint. The property is in good condition and has already undergone a clean home inspection, giving buyers added confidence. Step outside to enjoy a fully fenced backyard complete with a covered patio, pergola, and storage shed, ideal for weekend barbecues, relaxing evenings, pets, or creating your own outdoor retreat. Best of all, there is no HOA, giving you greater flexibility and fewer monthly expenses. This property is being offered as a short sale, and the short sale process has already been initiated, helping streamline the transaction. While short sales do require a little patience, they can also provide an outstanding opportunity for first-time home buyers, owner-occupants, or savvy buyers looking to purchase a quality home in a fantastic South Lakeland location at an exceptional value. If you've been waiting for the right opportunity to own a home in South Lakeland, this could be the one that's well worth the wait.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5148187
StatusActive
Year Built1977
Stories1
Total Rooms7
ConstructionBlock, Vinyl Siding
RoofShingle
FoundationSlab
FacesWest
SubdivisionAVON VILLA
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Thermostat
FlooringCeramic Tile, Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorGarden, Lighting, Private Entrance, Private Mailbox
Lot Size0.16 acres (6,970 sq ft)
Lot Dimensions62 x 111
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$264,000
Original Price$269,900
Annual Taxes$2,977 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #232912140000005211

Directions

From East Take I-4 W and FL-570 W/Polk Pkwy to FL-37 S in Lakeland. Exit from FL-570 W/Polk Pkwy. Continue on FL-37 S. Drive to Old Rd 37. From West Get on I-275 N. Follow I-4 E and FL-570 E to FL-37 S/Florida Ave S in Lakeland. Take exit 7 from FL-570 E. Continue on FL-37 S/Florida Ave S. Drive to Old Rd 37.

Location

4646 OLD 37 ROAD, LAKELAND, FL 33813

Listing Information

OfficeRE/MAX HERITAGE PROFESSIONALS
ListedApril 20, 2026

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Home Price

$264,000

20% ($52,800)
6.75%

Loan Term

Principal & Interest$1,370
Property Tax (est.)$242
Insurance (est.)$150
Total Monthly$1,762
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How to Buy This Home

Multiple financing options available for this $264,000 home in LAKELAND.

🏛️

FHA Loan

$9,240 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,200 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.

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