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$384,900

2108 RIVER HAWK LOOP, WINTER HAVEN, FL 33880

3D Tour
Active158 days on market

Beds

4

Baths

2

Sq Ft

2,032 sq ft

Year Built

2026

Lot Size

0.17 acres

Garage

2

About This Property

Move-in Ready! Welcome to the Everglades at Residences at Winter Haven, an exclusive 63-lot semi-custom community offering exceptional craftsmanship, modern design, and a prime central Winter Haven location. This thoughtfully designed 4-bedroom, 2-bath home features an open-concept layout that blends style and functionality. At the heart of the home, the designer kitchen showcases a stunning waterfall island, 42-inch soft-close cabinetry with crown molding, stainless steel appliances, abundant storage, and a spacious walk-in pantry. The extended great room flows seamlessly to the covered lanai, creating the perfect space for everyday living and entertaining. Additional features include luxury vinyl flooring throughout the main living areas, floor-to-ceiling porcelain tile in the showers, blinds throughout, four ceiling fans, a dedicated laundry room, and a 2-10 Home Buyers Warranty for added peace of mind. Residences at Winter Haven offers low HOA fees of just $225 quarterly, no CDD fees, and the opportunity to personalize future homes by selecting your lot, floor plan, exterior finishes, interior design package, and upgrade options. Experience quality construction, thoughtful design, and a community you'll be proud to call home.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5148855
StatusActive
Year Built2026
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionRESIDENCES AT WINTER HAVEN
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorEating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting
Lot Size0.17 acres (7,379 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$225 / Quarterly
Senior CommunityNo

Financial Details

List Price$384,900
Annual Taxes$228 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262831641448000210

Schools

ElementaryLake Shipp Elem
MiddleWestwood Middle
HighLake Region High

Directions

From I-4 W: Use the 2nd from the right lane to take exit 48 for Polk 557 Cnty/Winter Hvn toward Lake Alfred- Use the left lane to take the ramp to Co Rd 557/State Rd 557- Continue on Co Rd 557. Take US-92 W, 42nd St and FL-655 to River Hawk Lp in Winter Haven- At the traffic circle, take the 3rd exit onto Co Rd 557/State Rd 557- Co Rd 557/State Rd 557 turns slightly right and becomes Co Rd 557/State Rd 557- Continue to follow Co Rd 557- Continue onto E Pomelo St- Turn right onto Shinn Blvd- Continue onto US-17 S/US-92 W/S Lake Shore Way- Continue straight onto US-92 W- Turn left onto Charlotte Rd- Continue onto 42nd St- Continue onto Spirit Lake Rd- Turn left onto FL-655- Turn right onto Coleman Rd- Turn left onto King Rd- Turn left onto Crosstower Dr- Turn left onto River Hawk Lp- Turn left to stay on River Hawk Lp- Destination will be on the left

Location

2108 RIVER HAWK LOOP, WINTER HAVEN, FL 33880

Listing Information

OfficeKELLER WILLIAMS REALTY SMART 1
ListedMay 1, 2026

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Home Price

$384,900

20% ($76,980)
6.75%

Loan Term

Principal & Interest$1,997
Property Tax (est.)$353
Insurance (est.)$150
Total Monthly$2,500
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $384,900 home in WINTER HAVEN.

🏛️

FHA Loan

$13,472 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 20, 2026.

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