Skip to main content
1 / 34

$324,900

339 LAKE SMART CIRCLE, WINTER HAVEN, FL 33881

3D Tour
Active153 days on market

Beds

3

Baths

3

Sq Ft

2,173 sq ft

Year Built

2021

Lot Size

0.14 acres

Garage

2

About This Property

PRICE IMPROVEMENT + $5,000 SELLER CONTRIBUTION! MORE SPACE. MORE VALUE. MORE REASONS TO MAKE THIS HOME YOURS! If you’ve been searching for a home that offers space, flexibility, and an opportunity to save at closing, this one deserves a closer look! This beautifully maintained Lake Smart Pointe home features a spacious and inviting open-concept floor plan designed for comfortable everyday living and entertaining. The first floor offers generous living and dining areas, a well-appointed kitchen with granite countertops, stylish backsplash, and stainless-steel appliances, plus a convenient half bath. A brand-new washer and dryer are also included. Large sliding glass doors bring in an abundance of natural light and open to the spacious backyard—perfect for entertaining, relaxing, or enjoying outdoor activities. Upstairs, the home continues to impress with generously sized bedrooms and a versatile loft that can easily become a home office, playroom, media area, or additional living space. The primary suite provides a comfortable private retreat, while the additional bedrooms offer plenty of room for family, guests, or hobbies. AND HERE’S THE BONUS FOR BUYERS: The motivated seller is offering $5,000 toward the buyer’s closing costs or prepaid expenses, subject to the terms of the contract. Combined with the price improvement, this creates an even greater opportunity for a buyer looking for space and value. BUYERS—DON’T MISS THIS ONE! Come see the space, the layout, and the value for yourself. Schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5149280
StatusActive
Year Built2021
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionLAKE SMART POINTE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSliding Doors, Sprinkler Metered
Lot Size0.14 acres (6,003 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Sprinkler Meter, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$600 / Annually
Senior CommunityNo

Financial Details

List Price$324,900
Original Price$339,000
Annual Taxes$3,879 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262809530006001620

Directions

Take I-4 West toward Tampa and continue to Exit 55 for US-27 South toward Haines City/Winter Haven. Follow US-27 South and turn right onto FL-544 (Lucerne Park Road). Continue straight on FL-544, then turn right onto Lake Smart Circle. Continue on Lake Smart Circle and the property will be on the left at 343 Lake Smart Circle, Winter Haven.

Location

339 LAKE SMART CIRCLE, WINTER HAVEN, FL 33881

Listing Information

OfficeHOMETRUST REALTY GROUP
ListedMay 6, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$324,900

20% ($64,980)
6.75%

Loan Term

Principal & Interest$1,686
Property Tax (est.)$298
Insurance (est.)$150
Total Monthly$2,134
Full Calculator →

How to Buy This Home

Multiple financing options available for this $324,900 home in WINTER HAVEN.

🏛️

FHA Loan

$11,372 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Winter Haven

More Homes in Winter Haven

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 29, 2026.

Call (813) 733-7907TextContact