$324,900
339 LAKE SMART CIRCLE, WINTER HAVEN, FL 33881
Beds
3
Baths
3
Sq Ft
2,173 sq ft
Year Built
2021
Lot Size
0.14 acres
Garage
2
About This Property
PRICE IMPROVEMENT + $5,000 SELLER CONTRIBUTION! MORE SPACE. MORE VALUE. MORE REASONS TO MAKE THIS HOME YOURS! If you’ve been searching for a home that offers space, flexibility, and an opportunity to save at closing, this one deserves a closer look! This beautifully maintained Lake Smart Pointe home features a spacious and inviting open-concept floor plan designed for comfortable everyday living and entertaining. The first floor offers generous living and dining areas, a well-appointed kitchen with granite countertops, stylish backsplash, and stainless-steel appliances, plus a convenient half bath. A brand-new washer and dryer are also included. Large sliding glass doors bring in an abundance of natural light and open to the spacious backyard—perfect for entertaining, relaxing, or enjoying outdoor activities. Upstairs, the home continues to impress with generously sized bedrooms and a versatile loft that can easily become a home office, playroom, media area, or additional living space. The primary suite provides a comfortable private retreat, while the additional bedrooms offer plenty of room for family, guests, or hobbies. AND HERE’S THE BONUS FOR BUYERS: The motivated seller is offering $5,000 toward the buyer’s closing costs or prepaid expenses, subject to the terms of the contract. Combined with the price improvement, this creates an even greater opportunity for a buyer looking for space and value. BUYERS—DON’T MISS THIS ONE! Come see the space, the layout, and the value for yourself. Schedule your showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Take I-4 West toward Tampa and continue to Exit 55 for US-27 South toward Haines City/Winter Haven. Follow US-27 South and turn right onto FL-544 (Lucerne Park Road). Continue straight on FL-544, then turn right onto Lake Smart Circle. Continue on Lake Smart Circle and the property will be on the left at 343 Lake Smart Circle, Winter Haven.
Location
339 LAKE SMART CIRCLE, WINTER HAVEN, FL 33881
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$324,900
Loan Term
How to Buy This Home
Multiple financing options available for this $324,900 home in WINTER HAVEN.
🏛️
FHA Loan
$11,372 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$16,245 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 29, 2026.