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$359,900

423 ARMADA LANE, DAVENPORT, FL 33837

3D Tour
Active140 days on market

Beds

2

Baths

2

Sq Ft

1,970 sq ft

Year Built

2009

Lot Size

0.17 acres

Garage

2

About This Property

Welcome home to Del Webb Orlando! Truly exceptional 55+ resort-style living located in the gated golf community of Ridgewood Lakes. Convenient to shopping, hospital, restaurants, theme parks, airport and just a little over an hour to some of the world's most beautiful beaches! Located on a spacious corner lot, this highly sought-after Segovia model offers elegant living with soaring 12-foot ceilings and an exceptional open floor plan. Featuring 2 bedrooms, 2 baths, plus a versatile flex room with easy conversion potential to a 3rd bedroom, this home combines comfort, style, and functionality. A grand oversized foyer welcomes you into the expansive Gathering Room that flows seamlessly into the kitchen, elegant dining room, and sunny breakfast room — perfect for entertaining and everyday living. The kitchen is beautifully appointed with granite countertops, an eat-at breakfast bar, newer appliances, and convenient roll-out cabinetry. The oversized primary suite is a true retreat featuring an ensuite bath with dual sinks, a relaxing garden tub, separate shower, private commode, and an enormous walk-in closet. The split-bedroom floor plan provides added privacy for guests and owners alike. Additional highlights include an interior laundry room and a Generac whole-house generator for added peace of mind. Roof replaced in 2016 New Exterior Paint 2026, New Heat Pump 2025. Enjoy year-round Florida living in the beautiful 4-season room overlooking the additional screened lanai complete with a hot tub — the perfect place to relax and unwind. This exceptional home offers spacious living, thoughtful upgrades, and wonderful indoor-outdoor entertaining spaces all in one impressive package. LAWN MAINTENANCE INCLUDED IN LOW HOA FEE! Bringing a furry friend? You will love the dog park with separated areas for large and smaller pups, complete with a doggie water station! The resident owned Montecito Clubhouse is a state-of-the-art facility with 30,000 square feet of amenities. Complete with fitness center, indoor walking track, dance/aerobic studio, ballroom, craft rooms, resort-style outdoor pool, and even an indoor pool and hot tubs! Grab a bite to eat and your favorite beverage at La Tapenade Tavern where you can also enjoy live music, karaoke, trivia, and bingo Wednesday - Saturday. Looking for more activities? Try your hand at pickleball, shuffleboard, tennis, bocce ball, or basketball. How about a relaxing day of golf at Ridgewood Lake's White Heron Public Golf Club and Restaurant /Bar? Take a stroll along the picturesque walking paths by the beautiful lakes or try your luck hooking a fish on the fishing dock. 24/7 GUARDED GATE ACCESS. BONUS - This community has NO CDD! You're just minutes away from everything you need. Call today to schedule your private showing. This home truly checks every box—location, upgrades, and lifestyle—all within the sought-after Del Webb Orlando community.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5149772
StatusActive
Year Built2009
Stories1
Total Rooms11
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionDEL WEBB ORLANDO RIDGEWOOD LAKES VILLAGES 3B & 3C
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingHeat Pump, Natural Gas

Exterior & Lot

ExteriorIrrigation System, Private Mailbox, Rain Gutters
Lot Size0.17 acres (7,610 sq ft)
Lot FeaturesCorner Lot, Landscaped, Level
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$333 / Monthly
Senior CommunityYes

Financial Details

List Price$359,900
Annual Taxes$3,364 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272632709503002590

Directions

I-4 South on US HWY 27/ Left at Ridgewood Lakes Blvd/ Right Del Webb Blvd/ Right at Del Sol Ave./ Left at Vista Sol Dr/ Right Armada Ln

Location

423 ARMADA LANE, DAVENPORT, FL 33837

Listing Information

OfficeGATHERING ROOM REAL ESTATE
ListedMay 19, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$359,900

20% ($71,980)
6.75%

Loan Term

Principal & Interest$1,867
Property Tax (est.)$330
Insurance (est.)$150
Total Monthly$2,347
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How to Buy This Home

Multiple financing options available for this $359,900 home in DAVENPORT.

🏛️

FHA Loan

$12,597 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.

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