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$234,900

1037 LEXINGTON STREET, LAKELAND, FL 33801

3D Tour
Active121 days on market

Beds

3

Baths

2

Sq Ft

1,320 sq ft

Year Built

1928

Lot Size

0.15 acres

Garage

—

About This Property

Virtually Staged. Spacious 1 Story home located within the established College Park neighborhood of Lakeland. This home features 3 spacious bedrooms and offers great potential for a primary residence, investment property, or rental opportunity. The formal living room and dining room combination features hardwood flooring and flows into the kitchen, which is ready to be transformed into your dream cooking space. Enjoy the large backyard with a spacious shed that is ideal for extra storage, a workshop, hobby space, or future creative use. Conveniently located near Florida Southern College, Lakeland High School, shopping, dining, and Route 98 for easy commuting throughout Central Florida. This home is full of possibilities and is ready for your personal touches. Schedule your private showing today before this opportunity is gone. The home is being sold in as is condition. All buyers must view the home before submitting an offer.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5149964
StatusActive
Year Built1928
Total Rooms6
ConstructionStucco
RoofShingle
FoundationCrawlspace
FacesNorth
SubdivisionCOLLEGE PARK ADD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOther
FlooringOther, Hardwood
AppliancesNone
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
FencingFenced
Lot Size0.15 acres (6,534 sq ft)
Lot FeaturesCity Lot, Near Public Transit
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$234,900
Original Price$274,900
Annual Taxes$3,994 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRB-1
Parcel #242819213000001180

Schools

ElementaryPhilip O’Brien Elementary
MiddleCrystal Lake Middle/Jun
HighLakeland Senior High

Directions

Take Route 98 to Hollingsworth Road turn south to Cumberland Street west to Jefferson Ave turn south to Lexington Street turn right to address.

Location

1037 LEXINGTON STREET, LAKELAND, FL 33801

Listing Information

OfficeREALTYCITY INC
ListedMay 15, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$234,900

20% ($46,980)
6.75%

Loan Term

Principal & Interest$1,219
Property Tax (est.)$215
Insurance (est.)$150
Total Monthly$1,584
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $234,900 home in LAKELAND.

🏛️

FHA Loan

$8,222 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 9, 2026.

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