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$324,500

5007 STARBOARD STREET, HAINES CITY, FL 33844

3D Tour
Active144 days on market

Beds

4

Baths

3

Sq Ft

1,920 sq ft

Year Built

2024

Lot Size

0.11 acres

Garage

2

About This Property

Located in the desirable Hammock Reserve community, residents get to enjoy resort-style amenities including a community pool, clubhouse, playground, and dog park, all for a LOW HOA and while being conveniently located near shopping, dining, schools, US-27, I-4, and Central Florida attractions. This 4-bedroom, 2.5-bath home offers approximately 1,920 square feet of thoughtfully designed living space and includes a lower rate ASSUMABLE LOAN on most of the remaining loan balance for qualified buyers. Contact the listing agent for additional details regarding the assumable loan. Additional highlights include EPOXY COATED garage floors, a paid-off WHOLE HOME WATER TREATMENT SYSTEM, an outdoor storage shed, and a HOME GYM INCLUDED with the sale. This move-in-ready home features an open-concept layout with spacious living and dining areas, a modern kitchen, and generously sized bedrooms. The FULLY FENCED backyard provides plenty of space for entertaining, relaxing, or enjoying the Florida weather. If you're looking for a newer home with valuable upgrades, outstanding community amenities, and the potential to assume a low-interest loan, this home is one you won't want to miss.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5150004
StatusActive
Year Built2024
Stories2
Total Rooms6
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionHAMMOCK RESERVE PH 3
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Freezer, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorDog Run, Garden, Playground
Other StructuresShed(s)
Lot Size0.11 acres (4,604 sq ft)
Road SurfaceAsphalt
ViewGarden
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Phone Available, Public, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$56 / Monthly
Senior CommunityNo

Financial Details

List Price$324,500
Original Price$339,000
Annual Taxes$6,492 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262724489504008020

Schools

ElementaryDundee Elem
MiddleDundee Ridge Middle
HighRidge Community Senior High

Directions

GPS

Location

5007 STARBOARD STREET, HAINES CITY, FL 33844

Listing Information

OfficeKELLER WILLIAMS LEGACY REALTY
ListedMay 15, 2026

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Home Price

$324,500

20% ($64,900)
6.75%

Loan Term

Principal & Interest$1,684
Property Tax (est.)$297
Insurance (est.)$150
Total Monthly$2,131
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $324,500 home in HAINES CITY.

🏛️

FHA Loan

$11,358 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,225 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 12, 2026.

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