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$354,000

446 RESERVE DRIVE, DAVENPORT, FL 33896

3D Tour
Active138 days on market

Beds

3

Baths

3

Sq Ft

1,512 sq ft

Year Built

2002

Lot Size

0.13 acres

Garage

1

About This Property

Turnkey STR Income Property — Minutes from Disney Plug-and-play vacation rental in the gated Reserve at Town Center, just minutes from the Walt Disney World® entrance and surrounded by ChampionsGate, Reunion, and Disney Springs. This fully furnished 3-bed, 3-bath Florida villa is move-in (and book-in) ready — every furnishing, finish, and content stays. The standout layout features TWO primary suites — ideal for multi-gen guests, families with teens, or higher Airbnb nightly rates. A spacious 16x19 great room flows into an eat-in kitchen and dinette, opening to your private heated gunite pool with screened, covered lanai. NO rear neighbors — your backyard is mature oaks and protected green space. Built to earn from day one: NEW roof (2021), newer HVAC, newer pool heater Pool freshly resurfaced, deck repainted, screen cleaned Block/stucco construction, NO CDD HOA covers lawn, mulch, and landscaping — true hands-off ownership for absentee investors Whether you're scaling your STR portfolio or want a Florida getaway that pays its own way, this one's already doing the work. Schedule your showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5150380
StatusActive
Year Built2002
Stories1
Total Rooms8
ConstructionStucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionRESERVE AT TOWN CENTER
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Thermostat
FlooringCarpet, Tile
AppliancesBuilt-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.13 acres (5,471 sq ft)
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$245 / Monthly
Senior CommunityNo

Financial Details

List Price$354,000
Original Price$369,000
Annual Taxes$4,096 (2025)
Parcel #272602701009000120

Directions

From I-4, take Exit 58 (Champions Gate Blvd) and head east. Turn right onto Ronald Reagan Pkwy, then left onto Lake Wilson Rd. Continue to Town Center Blvd and turn right into the gated entrance of Reserve at Town Center. Once through the gate, follow Reserve Dr to 446 on the right.

Location

446 RESERVE DRIVE, DAVENPORT, FL 33896

Listing Information

OfficeLPT REALTY, LLC
ListedMay 21, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$354,000

20% ($70,800)
6.75%

Loan Term

Principal & Interest$1,837
Property Tax (est.)$325
Insurance (est.)$150
Total Monthly$2,311
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How to Buy This Home

Multiple financing options available for this $354,000 home in DAVENPORT.

🏛️

FHA Loan

$12,390 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,700 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 12, 2026.

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