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$389,999

5118 KINSLEY DRIVE, WINTER HAVEN, FL 33884

3D Tour
Active135 days on market

Beds

5

Baths

4

Sq Ft

3,030 sq ft

Year Built

2026

Lot Size

0.14 acres

Garage

2

About This Property

Under Construction. The main floor of the inviting Ammolite plan offers a private study and versatile flex space, which can be optioned as an additional bedroom and bathroom or a guest suite, complete with living room. You’ll also appreciate a convenient powder room; a nook; a great room and a well-appointed kitchen with a center island, a large pantry and optional additional cabinets. Upstairs, discover an airy loft, a convenient laundry, three secondary bedrooms and a lavish primary suite boasting an expansive walk-in closet and a private bath. This plan also features a patio and a 2-car garage. Make it uniquely your own by adding a bedroom in lieu of the loft, extending one of the secondary bedrooms and opting for an alternate kitchen layout and a covered patio. SAMPLE PHOTOS. Actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). Special financing rates and closing cost assistance may be available. Options may vary by community and offers are available on select homes only. Contact builder for more information!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5150451
StatusActive
Year Built2026
Stories2
Total Rooms11
ConstructionStucco, Vinyl Siding
RoofShingle
FoundationBlock, Other, Slab
FacesEast
SubdivisionSEASONS AT ANNABELLE ESTATES
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorHigh Ceilings, Living Room/Dining Room Combo, Open Floorplan, Other, Solid Surface Counters, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
Lot Size0.14 acres (5,998 sq ft)
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$450 / Annually
Senior CommunityNo

Financial Details

List Price$389,999
Original Price$418,950
FinancingCash, Conventional, FHA, VA Loan
Zoning0000
Parcel #272931871100003200

Directions

From I-4 West, take Exit 55 for US-27 South. Turn right on US-27 South, then turn right on Mountain Lake Cutoff Road. Continue onto Old Bartow/Old Bartow Lake Wales Road. The community is on the right.

Location

5118 KINSLEY DRIVE, WINTER HAVEN, FL 33884

Listing Information

OfficeAXEN REALTY, LLC
ListedMay 22, 2026

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Home Price

$389,999

20% ($78,000)
6.75%

Loan Term

Principal & Interest$2,024
Property Tax (est.)$357
Insurance (est.)$150
Total Monthly$2,531
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How to Buy This Home

Multiple financing options available for this $389,999 home in WINTER HAVEN.

🏛️

FHA Loan

$13,650 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.

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