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$323,900

5539 MADDIE DRIVE, HAINES CITY, FL 33844

3D Tour
Active126 days on market

Beds

3

Baths

2

Sq Ft

1,677 sq ft

Year Built

2024

Lot Size

0.10 acres

Garage

2

About This Property

**GREAT OPPORTUNITY! 100 FINANCING AVAILABLE FOR QUALIFIED BUYERS – $0 DOWN PAYMENT OPTIONS! SELLER MAY CONTRIBUTE TOWARD BUYER'S CLOSING COSTS WITH AN ACCEPTABLE BEST!** Financing and incentives are subject to eligibility, lender approval, and applicable terms. Ask about available programs through our preferred lender! **WHY WAIT FOR NEW CONSTRUCTION WHEN THIS BEAUTIFUL 2024-BUILT HOME IS MOVE-IN READY?** Avoid lengthy construction timelines and the additional expenses of furnishing, decorating, and upgrading a brand-new home! Discover this beautifully maintained **3-bedroom, 2-bathroom residence** in the desirable **Hammock Reserve community in Haines City, Florida!** Featuring a bright, modern open-concept floor plan, this home best the perfect combination of comfort, style, and convenience. The furniture and tasteful décor may be included, subject to the terms of the sale. The stunning kitchen features **stainless steel appliances, abundant cabinetry, generous counter space, and a spacious center island**, seamlessly connecting to the dining and living areas, perfect for everyday living and entertaining. The inviting primary suite features a spacious walk-in closet and a private in-suite bathroom, while the additional bedrooms provide flexible space for guests, a home office, or other needs. **ENJOY RESORT-STYLE COMMUNITY AMENITIES!** Hammock Reserve offers a community swimming pool, dog park, and recreational areas designed for relaxation and enjoyment. **LOW HOA FEES!** **FANTASTIC CENTRAL FLORIDA LOCATION!** Conveniently located near US-27 and I-4, providing easy access to Walt Disney World®, Universal Studios®, LEGOLAND®, shopping, restaurants, entertainment, and major Central Florida attractions. Whether you're searching for a **primary residence, vacation home, or investment property**, this beautifully maintained home offers outstanding features, modern comfort, and a convenient location. **SPECIAL BUYER OPPORTUNITY!** Qualified buyers may be eligible for **100 FINANCING WITH NO DOWN PAYMENT**, and the seller may consider contributing toward closing costs with an acceptable best! **DON'T MISS THIS OPPORTUNITY! SCHEDULE YOUR PRIVATE SHOWING TODAY AND DISCOVER THE BENEFITS OF OWNING THIS BEAUTIFUL MOVE-IN-READY HOME!** *Financing programs are subject to buyer qualification, credit approval, occupancy requirements, lender guidelines, and program availability. Seller concessions are negotiable and subject to applicable loan limits. Includes certain furniture and decorative items that will be listed in an inventory.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5150664
StatusActive
Year Built2024
Stories1
Total Rooms7
ConstructionBlock
RoofShingle
FoundationBasement, Concrete Perimeter
FacesNorth
SubdivisionHAMMOCK RESERVE PH 3
CountyPolk
OwnershipFee Simple
New ConstructionYes
FurnishedFurnished

Interior Features

InteriorThermostat
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Trash Compactor
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FireplaceYes ()

Exterior & Lot

ExteriorGarden
Lot Size0.10 acres (4,400 sq ft)
Road SurfaceAsphalt, Concrete
ViewGarden
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic, Sprinkler Well, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$57 / Monthly
Senior CommunityNo

Financial Details

List Price$323,900
Original Price$327,900
Annual Taxes$4,662 (2025)
FinancingCash, Conventional, USDA Loan, VA Loan
Parcel #262724489504001610

Directions

Take US17/US92, Turn left onto Lowry Ave, turn left onto Crestview t, continue onto N 12 St, Right onto Lily Ave, Left onto N 10 St, Right onto E Hinson Ave, Continue onto US-17/US Hwy 17-92 W, Right onto Kentucky St, Kentucky St turns left and becomes W Johnson Ave, Left onto Deleon St, left onto Maddie Dr

Location

5539 MADDIE DRIVE, HAINES CITY, FL 33844

Listing Information

OfficeDELUX ROYAL REAL ESTATE, LLC
ListedMay 28, 2026

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Home Price

$323,900

20% ($64,780)
6.75%

Loan Term

Principal & Interest$1,681
Property Tax (est.)$297
Insurance (est.)$150
Total Monthly$2,128
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How to Buy This Home

Multiple financing options available for this $323,900 home in HAINES CITY.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,195 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 22, 2026.

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