$225,000
12338 TERRA CEIA AVENUE, NEW PORT RICHEY, FL 34654
Beds
3
Baths
2
Sq Ft
1,493 sq ft
Year Built
2026
Lot Size
0.18 acres
Garage
,
About This Property
Pre-Construction. To be built. This 3 bedroom, 2 bathroom home has plenty of room both inside and outside! Photos in the listing are of the EXACT SAME FLOORPLAN that the same owners installed and sold last year! Some finishes will be different. The expected month of completion will be in August, which gives you plenty of time to prepare for a move, especially if you need to sell your home in order to buy this one! This home will qualify for plenty of loans, including USDA, VA, FHA, and conventional! The floor plan is available in the MLS attachments. This home is a great opportunity for worry-free living, with it being brand new! Reach out with any questions; we would love to help get you into this home! Looking for a larger lot, or a different location? We have three other properties available in Moon Lake with the same floorplan, or two 5 bedroom, 3 bathroom homes on over an acre in Brooksville.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
If using GPS, lot is next to 12344 Terra Ceia Ave.
Location
12338 TERRA CEIA AVENUE, NEW PORT RICHEY, FL 34654
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$225,000
Loan Term
How to Buy This Home
Multiple financing options available for this $225,000 home in NEW PORT RICHEY.
🏛️
FHA Loan
$7,875 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$11,250 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 25, 2026.