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$353,000

3830 GARDENIA DRIVE, INDIAN LAKE ESTATES, FL 33855

3D Tour
Active144 days on market

Beds

4

Baths

3

Sq Ft

1,891 sq ft

Year Built

2026

Lot Size

0.50 acres

Garage

2

About This Property

*You’ve found your dream home* — a beautifully upgraded residence featuring premium finishes and thoughtful enhancements throughout, offering the perfect combination of style, comfort, and modern living. *Seller is offering up to $3,000 toward buyer’s closing costs for buyers financing through the preferred lender* — an excellent opportunity to help reduce upfront expenses at closing. Contact listing agent for details. Designed beyond standard builder specifications, this home showcases numerous high-end upgrades that elevate both functionality and elegance. The open-concept living areas feature upgraded wood flooring, designer lighting, and carefully selected fixtures that create a warm atmosphere. At the heart of the home, the kitchen features a stunning quartz waterfall island, beautifully positioned to overlook the family room — creating the perfect setting for entertaining, everyday living, and effortless interaction with guests and family. Upgraded cabinetry with soft-close drawers and doors adds both luxury and durability, while modern stainless steel hardware, faucets, and door handles enhance the home’s contemporary appeal. Additional premium features include ceiling fans in the living room and primary suite, upgraded high-profile baseboards, and enhanced interior finishes that provide an elevated level of craftsmanship and comfort throughout the home. Outside, the brick-paver driveway enhances curb appeal while adding both beauty and functionality. Move-in ready and thoughtfully upgraded, this exceptional home offers a level of quality, design, and attention to detail that truly stands above standard builder finishes. Special financing and homebuyer assistance programs may be available for eligible purchasers. Qualified buyers could receive up to $50,000 toward down payment and closing costs through local assistance programs. Contact the listing agent or your lender for details, eligibility requirements, and current program availability.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5151071
StatusActive
Year Built2026
Total Rooms8
ConstructionBlock, Brick, Stucco
RoofShingle
FoundationBlock, Concrete Perimeter, Slab
FacesSouth
SubdivisionINDIAN LAKE ESTATES
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorKitchen/Family Room Combo
FlooringCeramic Tile, Tile
AppliancesCooktop, Microwave, Refrigerator
LaundryLaundry Closet
CoolingCentral Air
HeatingOther

Exterior & Lot

ExteriorGarden, Other
Lot Size0.50 acres (21,793 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterWell
SewerOther
UtilitiesOther

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$396 / Quarterly
Senior CommunityNo

Financial Details

List Price$353,000
Original Price$374,900
Annual Taxes$179 (2025)
ZoningPUD
Parcel #303107994050020505

Directions

From US-27, take FL-60 East toward Lake Kissimmee. Turn right onto Deland Avenue, continue into I Lake Estates, then turn onto Gardenia Drive. The property is located at 3810 Gardenia Dr, I Lake Estates, FL 33855.

Location

3830 GARDENIA DRIVE, INDIAN LAKE ESTATES, FL 33855

Listing Information

OfficeK REALTY
ListedJune 12, 2026

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Home Price

$353,000

20% ($70,600)
6.75%

Loan Term

Principal & Interest$1,832
Property Tax (est.)$324
Insurance (est.)$150
Total Monthly$2,305
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How to Buy This Home

Multiple financing options available for this $353,000 home in INDIAN LAKE ESTATES.

🏛️

FHA Loan

$12,355 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,650 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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