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$185,000

225 S TROPICAL TRAIL UNIT 312, MERRITT ISLAND, FL 32952

3D Tour
Active122 days on market

Beds

2

Baths

2

Sq Ft

1,080 sq ft

Year Built

1986

Lot Size

243.00 acres

Garage

,

About This Property

Welcome to Sunset Bay, one of Merritt Island's most desirable gated waterfront communities. This beautifully maintained 2-bedroom, 2-bath condominium offers an open-concept floor plan, spacious living areas, and a large walk-in closet. The kitchen features stainless steel appliances, and the unit includes a full-size washer and dryer for added convenience. Enjoy resort-style amenities including an Olympic-size swimming pool, spa, fitness center, tennis courts, clubhouse, fishing pier, walking trails, watercraft storage, and lush tropical landscaping. Conveniently located just minutes from Cocoa Beach, Port Canaveral, shopping, dining, and the Kennedy Space Center, this property offers the perfect blend of comfort, convenience, and Florida coastal living. Pet-friendly community with ample resident and guest parking

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #S5151425
StatusActive
Year Built1986
Stories1
Total Rooms6
ConstructionStucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionSUNSET BAY
CountyBrevard
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorOther
FlooringLuxury Vinyl, Tile
AppliancesDryer, Range, Range Hood, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBasketball Court, Tennis Court(s)
Lot Size243.00 acres (2,614 sq ft)
Lot FeaturesIn County
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$518 / Monthly
Senior CommunityNo

Financial Details

List Price$185,000
Original Price$229,000
Annual Taxes$2,317 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRU-2-15
Parcel #2436350000503.X0000.00

Schools

ElementaryManatee Elementary School
MiddleThomas Jefferson Middle School
HighViera High School

Directions

From State Road 520 (SR-520), head south on South Tropical Trail toward Merritt Island. Continue along South Tropical Trail for approximately 1.5 miles. The entrance to the Sunset Bay Condominium Community will be on your left at 225 S Tropical Trail. Enter through the community gate and proceed straight into the complex. Follow the internal roadway to Building 225 and locate Unit 312.

Location

225 S TROPICAL TRAIL UNIT 312, MERRITT ISLAND, FL 32952

Listing Information

OfficeMILA REALTY
ListedJune 8, 2026

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Home Price

$185,000

20% ($37,000)
6.75%

Loan Term

Principal & Interest$960
Property Tax (est.)$170
Insurance (est.)$150
Total Monthly$1,280
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $185,000 home in MERRITT ISLAND.

🏛️

FHA Loan

$6,475 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 30, 2026.

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