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$189,900

714 TERRACE RIDGE CIRCLE UNIT 714, DAVENPORT, FL 33896

3D Tour
Active64 days on market

Beds

2

Baths

2

Sq Ft

1,276 sq ft

Year Built

2005

Lot Size

0.02 acres

Garage

2

About This Property

MAJOR REDUCTION…Garage included…. Fully furnished 2-bedroom, 2-bathroom second-floor condo located in the gated community of Terrace Ridge with great amenities. The building offers an elevator for ease of access. This spacious floor plan features an open living and dining area with sliding glass doors leading to a private balcony overlooking the community pool. The balcony is East facing. The well-appointed primary suite offers a large walk-in closet with a unique owner’s storage extension located at the back giving additional storage plus an en-suite bath featuring a double vanity, walk-in shower, and a garden tub with shower. The split-bedroom layout provides privacy and comfort for residents and guests alike. Kitchen is open to living & dining with a bar top for additional seating and just off dining area there is another counter that can be used as a desk or storage. Additional highlights include an inside laundry area, mechanical closet and two additional storage closets conveniently located near the entry to the unit right off the kitchen. An uncommon and highly desirable feature of this unit is the PRIVATE GARAGE that conveys with the purchase. Residents enjoy access to a community pool, hot tub, volleyball court, clubhouse, and fitness center. Monthly fees include water, sewer, basic cable/internet and valet trash service for added convenience. Whether you're looking for a primary residence, vacation home, or investment property, this move-in-ready condo offers comfort, convenience, and exceptional location. This is an ever growing area with easy access to shopping, dining, medical and I-4 access. About half way between Orlando & Tampa. Short Term Rental Approved.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #S5151621
StatusActive
Year Built2005
Stories3
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionTERRACE RIDGE AT TOWN CENTER EAST
CountyPolk
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Window Treatments
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric
SecurityFire Sprinkler System, Gated Community, Smoke Detector(s)

Exterior & Lot

ExteriorBalcony, Sidewalk, Sliding Doors
Lot Size0.02 acres (684 sq ft)
Road SurfaceAsphalt
ViewPool
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$189,900
Original Price$210,000
Annual Taxes$814 (2025)
FinancingCash, Conventional
ZoningRC
Parcel #022627701011004220

Directions

Exit I-4 at 532 (Osceola Polk Line Rd), proceed East to Old Lake Wilson Rd, Turn Left onto Town Center Blvd. Turn Left to Terrace Ridge Circle. Go through gates and follow roundabout to the left to building 7, 2nd Floor.

Location

714 TERRACE RIDGE CIRCLE UNIT 714, DAVENPORT, FL 33896

Listing Information

OfficeCHAMPION HOMES
ListedJune 13, 2026

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Home Price

$189,900

20% ($37,980)
6.75%

Loan Term

Principal & Interest$985
Property Tax (est.)$174
Insurance (est.)$150
Total Monthly$1,309
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How to Buy This Home

Multiple financing options available for this $189,900 home in DAVENPORT.

🏦

Conventional

$9,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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