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$220,000

381 SAN JOSE DRIVE, WINTER HAVEN, FL 33884

3D Tour
Active111 days on market

Beds

3

Baths

2

Sq Ft

1,651 sq ft

Year Built

1991

Lot Size

0.13 acres

Garage

2

About This Property

Welcome to this wonderful 3 bedroom, 2 bathroom home located on a spacious corner lot with NO rear neighbors in the desirable Orchid Springs community in SE Winter Haven. NEW METAL ROOF PUT ON IN 2021 AND AC REPLACED IN 2023! Offering a versatile split-bedroom floor plan, this home features a living room, dining room & a family room, providing plenty of space for both everyday living and entertaining. The bright and open living room showcases vaulted ceilings & glass doors that lead to a private courtyard, creating a seamless connection between indoor & outdoor living. The kitchen is centrally located & offers a spacious breakfast bar, closet pantry & ample cabinet & counter space, making it ideal for meal preparation & gathering with family & friends. The primary suite provides a relaxing retreat with a walk-in closet, garden tub, separate shower & also has access directly to the screened patio. Ceramic tile flooring throughout the home offers both durability & easy maintenance. Additional features include a 2-car garage with built-in storage, utility sink, and washer/dryer hookups. The fenced backyard offers privacy & room for pets, gardening, or outdoor enjoyment. Residents of Orchid Springs enjoy access to community amenities including a clubhouse & swimming pool, all while being conveniently located near shopping, dining, churches, medical facilities, golf courses & major roadways. Don't miss this opportunity to own a spacious home in one of Winter Haven's most established communities.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5151702
StatusActive
Year Built1991
Stories1
Total Rooms9
ConstructionBlock, Stucco
RoofMetal
FoundationSlab
FacesNorthwest
SubdivisionORCHID SPRINGS PATIO HOMES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCeramic Tile
AppliancesDishwasher, Gas Water Heater, Microwave, Range, Refrigerator
LaundryIn Garage
WindowsBlinds
CoolingCentral Air
HeatingCentral, Natural Gas
SecuritySecurity System Owned

Exterior & Lot

ExteriorCourtyard, Lighting, Private Yard, Rain Gutters, Sliding Doors
FencingChain Link, Fenced
Lot Size0.13 acres (5,588 sq ft)
Lot DimensionsIRR
Lot FeaturesCorner Lot, Cul-De-Sac, In County, Street Dead-End
Road SurfacePaved, Asphalt
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Available, Phone Available, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$108 / Monthly
Senior CommunityNo

Financial Details

List Price$220,000
Original Price$237,500
Annual Taxes$3,176 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningSFR
Parcel #262836000000031580

Schools

ElementaryElbert Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

Go E on FL-540, turn L onto US-17 N, turn R on Cypress Gardens Blvd. Turn L onto Overlook Dr, turn R onto Orchid Springs Dr, Turn L onto Las Flores, turn R onto El Dorado Blvd. Property will be all the way down the street to your L.

Location

381 SAN JOSE DRIVE, WINTER HAVEN, FL 33884

Listing Information

OfficeRE/MAX HERITAGE PROFESSIONALS
ListedJune 11, 2026

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Home Price

$220,000

20% ($44,000)
6.75%

Loan Term

Principal & Interest$1,142
Property Tax (est.)$202
Insurance (est.)$150
Total Monthly$1,493
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $220,000 home in WINTER HAVEN.

🏛️

FHA Loan

$7,700 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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