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$425,000

495 E PARKER STREET, BARTOW, FL 33830

3D Tour
Active114 days on market

Beds

5

Baths

4

Sq Ft

2,848 sq ft

Year Built

1900

Lot Size

0.24 acres

Garage

,

About This Property

Step into the timeless charm of this 1900 historic home, where classic craftsmanship and generous living spaces create a truly special opportunity. Situated on a desirable corner lot just minutes from Downtown Bartow, this spacious 5-bedroom, 4-bath residence offers over 2,800 square feet of living space with a versatile floor plan designed to accommodate a variety of lifestyles. The first-floor features two private en-suite bedrooms, including a spacious primary suite complete with a fireplace and sitting area, creating a comfortable retreat at the end of the day. A third full bath is conveniently located just off the kitchen, while upstairs you'll find three additional bedrooms and another full bath, providing ample space for family, guests, or a home office. This flexible layout is ideal for multi-generational living or accommodating overnight guests. Rich architectural details throughout the home include elegant crown molding, beautiful French doors, and timeless finishes that reflect the home's historic character. The inviting kitchen blends rustic warmth with classic design, featuring butcher block countertops, exposed wood ceiling beams, and authentic pecky cypress wainscoting—a distinctive architectural element long associated with Florida's historic homes. Just outside, a spacious deck provides the perfect setting for entertaining, grilling, or enjoying quiet evenings outdoors. Additional highlights include a welcoming covered front porch, a fully fenced backyard, a detached storage shed, and the added convenience of natural gas service, including a gas range, gas water heater, and a gas hookup for the clothes dryer. Conveniently located near the Polk County Courthouse, Publix, Lowe's, local restaurants, shopping, and parks, this home provides easy access to the charm and conveniences of Downtown Bartow while being located just outside the Historic District. Whether you're searching for a spacious family home or a property with the character and potential to make it uniquely yours, this historic Bartow residence offers a rare opportunity just minutes from downtown. Bring your vision to life in this timeless Bartow home. Seller is highly motivated.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5151884
StatusActive
Year Built1900
Stories2
Total Rooms15
ConstructionWood Frame
RoofMetal
FoundationCrawlspace
FacesNorth
SubdivisionSUMMERLIN SCHOOL LANDS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Vaulted Ceiling(s)
FlooringHardwood
AppliancesDisposal, Gas Water Heater, Microwave, Range, Refrigerator
LaundryGas Dryer Hookup, Inside
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorFrench Doors, Sidewalk
Lot Size0.24 acres (10,616 sq ft)
Lot Dimensions104 x 104
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Natural Gas Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$425,000
Original Price$449,000
Annual Taxes$4,894 (2025)
FinancingAssumable, Cash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #253005375000012010

Directions

From US Hwy 98 S, turn right onto E Main St. Turn left onto S Hendry Ave. Continue south past E Summerlin St. Property will be on the right at the southwest corner of E Parker St and S Hendry Ave.

Location

495 E PARKER STREET, BARTOW, FL 33830

Listing Information

OfficeLA ROSA REALTY CENTRAL FLORIDA LLC
ListedJune 14, 2026

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Home Price

$425,000

20% ($85,000)
6.75%

Loan Term

Principal & Interest$2,205
Property Tax (est.)$390
Insurance (est.)$150
Total Monthly$2,745
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How to Buy This Home

Multiple financing options available for this $425,000 home in BARTOW.

🏛️

FHA Loan

$14,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 25, 2026.

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