Skip to main content
1 / 8

$189,000

345 AVENUE P NE, WINTER HAVEN, FL 33881

3D Tour
Active112 days on market

Beds

3

Baths

1

Sq Ft

744 sq ft

Year Built

1945

Lot Size

0.13 acres

Garage

—

About This Property

Dont let the exterior discourage you. You have to view the inside and the large backyard. Great opportunity to obtain a house at a lower price. The house has new kitchen and new bathroom. No HOA fees. Can be purchase with a low monthly mortgage payment. New AC to be install.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5152009
StatusActive
Year Built1945
Stories1
Total Rooms6
ConstructionConcrete
RoofShingle
FoundationSlab
FacesSouth
SubdivisionHESS & NAGLE SUB PB 32 PG 10
CountyPolk
OwnershipFee Simple

Interior Features

InteriorNinguno
FlooringVinyl
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
LaundryLaundry Room
CoolingWall/Window Unit(s)
HeatingNone

Exterior & Lot

ExteriorSidewalk
Lot Size0.13 acres (5,662 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesOther

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$189,000
Annual Taxes$1,220 (2024)
Parcel #262821572500004072

Directions

Follow I-4 W to Co Rd 557/State Rd 557 in Polk County. Take exit 48 from I-4 W 15 min (16.5 mi) ? Follow Co Rd 557 to Shinn Blvd in Lake Alfred 9 min (6.4 mi) ? Take US-17 S to M.L.K. Blvd NW in Winter Haven 7 min (3.5 mi) ? Continue on M.L.K. Blvd NW. Take 1st St N to Ave P NE

Location

345 AVENUE P NE, WINTER HAVEN, FL 33881

Listing Information

OfficeRODRIGUEZ PROPERTY MANAGEMENT
ListedJune 16, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$189,000

20% ($37,800)
6.75%

Loan Term

Principal & Interest$981
Property Tax (est.)$173
Insurance (est.)$150
Total Monthly$1,304
Full Calculator →

How to Buy This Home

Multiple financing options available for this $189,000 home in WINTER HAVEN.

🏛️

FHA Loan

$6,615 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Winter Haven

More Homes in Winter Haven

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

Call (813) 733-7907TextContact