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$370,000

2039 ROSEWOOD CIRCLE, LAKELAND, FL 33810

3D Tour
Active102 days on market

Beds

3

Baths

2

Sq Ft

1,845 sq ft

Year Built

2024

Lot Size

0.14 acres

Garage

2

About This Property

Beautiful 4BR/2BA Taylor Morrison Cypress Model featuring an open floor plan, quartz countertops, stainless-steel appliances, tile flooring in main living areas, split-bedroom layout, screened lanai, water softener, and spacious primary suite. Located in a charming community with sidewalks and a butterfly garden. Move-in ready!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5152273
StatusActive
Year Built2024
Stories1
Total Rooms3
ConstructionBlock
RoofShingle
FoundationBlock
FacesSouth
SubdivisionIRONWOOD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Stone Counters
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
LaundryCommon Area
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk
Lot Size0.14 acres (6,251 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$360 / Quarterly
Senior CommunityNo

Financial Details

List Price$370,000
Annual Taxes$4,540 (2025)
Parcel #232711000864000470

Directions

HWY 98 North heading North, Go West on Duff Road on Park Byrd Road to Right on Rosewood Dr to Address.

Location

2039 ROSEWOOD CIRCLE, LAKELAND, FL 33810

Listing Information

OfficeBERACA REALTY LLC
ListedJune 26, 2026

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Home Price

$370,000

20% ($74,000)
6.75%

Loan Term

Principal & Interest$1,920
Property Tax (est.)$339
Insurance (est.)$150
Total Monthly$2,409
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How to Buy This Home

Multiple financing options available for this $370,000 home in LAKELAND.

🏛️

FHA Loan

$12,950 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 27, 2026.

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