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$260,000

428 MCKENNA DRIVE, WINTER HAVEN, FL 33881

3D Tour
Active95 days on market

Beds

4

Baths

2

Sq Ft

1,840 sq ft

Year Built

2020

Lot Size

0.19 acres

Garage

2

About This Property

Beautifully maintained 4-bedroom, 2-bath home offering modern finishes, thoughtful upgrades, and a desirable split floor plan. The primary suite is privately situated toward the rear of the home, while the secondary bedrooms are positioned separately, providing added privacy and functionality. From the moment you arrive, you'll appreciate the enhanced curb appeal featuring a paver driveway and attractive exterior accents. Inside, ceramic tile flooring flows throughout the main living areas, complemented by stylish accent walls that add warmth and character. The open-concept kitchen is designed for both everyday living and entertaining, featuring granite countertops, a spacious center island with sink, and a custom decorative accent finish surrounding the island, creating a unique focal point. The kitchen seamlessly overlooks the expansive living and dining areas, making it ideal for hosting family and friends. The guest bathroom offers the convenience of a dual-sink vanity, while the extended, fully fenced backyard provides plenty of space for outdoor entertaining, pets, or play. The home is also equipped with assignable solar panels, offering added energy efficiency. Additional details regarding the solar panel are available upon request. This move-in-ready home combines comfort, style, and functionality, making it an excellent opportunity for its next owner.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5152912
StatusActive
Year Built2020
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionLUCERNE PARK RESERVE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo
FlooringCeramic Tile
AppliancesDishwasher, Microwave, Range, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorNone
Lot Size0.19 acres (8,276 sq ft)
Road SurfaceConcrete
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$199 / Annually
Senior CommunityNo

Financial Details

List Price$260,000
Original Price$275,000
Annual Taxes$6,411 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262802522103001990

Schools

ElementaryLake Alfred Elem
MiddleDaniel Jenkins Academy of Technology Middle
HighHaines City Senior High

Directions

From Orlando, take I-4 West toward Tampa. Exit onto US-27 South toward Haines City/Winter Haven. Turn left onto FL-544 (Lucerne Park Road) and continue for approximately 3 miles. Turn right onto Old Lucerne Park Road, then left onto McKenna Drive. Continue to 428 McKenna Drive, which will be on your left.

Location

428 MCKENNA DRIVE, WINTER HAVEN, FL 33881

Listing Information

OfficeKELLER WILLIAMS ADVANTAGE III
ListedJuly 3, 2026

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Home Price

$260,000

20% ($52,000)
6.75%

Loan Term

Principal & Interest$1,349
Property Tax (est.)$238
Insurance (est.)$150
Total Monthly$1,737
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $260,000 home in WINTER HAVEN.

🏛️

FHA Loan

$9,100 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 17, 2026.

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