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$359,000

1404 AXEL CIRCLE, WINTER HAVEN, FL 33880

3D Tour
Active80 days on market

Beds

5

Baths

3

Sq Ft

2,523 sq ft

Year Built

2022

Lot Size

0.14 acres

Garage

2

About This Property

Virtually Staged. Newly constructed stunning home offers over 2,500 square feet of contemporary Florida living in the peaceful Pinnacle Point community of Winter Haven. Featuring 5 bedrooms and 3 full bathrooms, the thoughtfully designed floor plan combines modern style with everyday comfort and functionality. Upon entering, you'll find a private first-floor guest suite with an adjacent full bathroom—perfect for visitors, extended family, or a home office. The spacious open-concept living and dining areas showcase durable luxury vinyl plank flooring and flow seamlessly into the chef-inspired kitchen, complete with quartz countertops, stainless steel appliances, abundant cabinetry, and a large walk-in pantry. Upstairs, the expansive primary suite serves as a relaxing retreat, offering dual vanities, a walk-in shower, and an oversized walk-in closet. Three additional bedrooms, a full bathroom, and a conveniently located laundry room complete the second floor, providing plenty of space for family and guests. Nestled in a quiet, well-maintained neighborhood, this home offers the perfect balance of privacy and convenience. Enjoy easy access to shopping, dining, schools, parks, and major highways, making commuting and everyday living effortless.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5153455
StatusActive
Year Built2022
Stories2
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationBlock, Slab
FacesWest
SubdivisionPINNACLE POINT
CountyPolk
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Laminate
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.14 acres (6,016 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$752 / Annually
Senior CommunityNo

Financial Details

List Price$359,000
Original Price$365,000
Annual Taxes$4,584 (2025)
FinancingCash, Conventional, FHA
Parcel #252836355263000260

Directions

From I-4 W, take Exit 48 toward Lake Alfred. At the third exit, turn onto Old Grade Rd. Continue 6.2 miles, turn right on Shine Blvd., then go 4.2 miles and turn left onto Charlotte Rd. Continue 4.0 miles on SR 540 W, then turn left onto Axel Cir. The property will be on your right.

Location

1404 AXEL CIRCLE, WINTER HAVEN, FL 33880

Listing Information

OfficeEXIT REALTY 4CORNERS
ListedJuly 10, 2026

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Home Price

$359,000

20% ($71,800)
6.75%

Loan Term

Principal & Interest$1,863
Property Tax (est.)$329
Insurance (est.)$150
Total Monthly$2,342
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How to Buy This Home

Multiple financing options available for this $359,000 home in WINTER HAVEN.

🏛️

FHA Loan

$12,565 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$17,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 28, 2026.

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