$489,985
3943 SUNSET LAKE DRIVE, LAKELAND, FL 33810
Beds
4
Baths
3
Sq Ft
2,625 sq ft
Year Built
2014
Lot Size
0.26 acres
Garage
3
About This Property
Live between Tampa and Orlando without paying their prices. This one-story, 4-bed, 3-bath home in gated TerraLargo has a private guest suite, a home office, a 3-car garage — and internet is included in the HOA. One-story TerraLargo living with room to work, host, and settle in. This inviting 4-bedroom, 3-bath home offers 2,625 square feet, a three-car garage, a dedicated office/den, and a flexible private guest suite with its own ensuite bath—an easy fit for guests, multigenerational living, or the way life works today. Tile roof, block construction with fresh paint and updated bathrooms give the home a clean, move-in-ready feel. The open living areas lead to a screened lanai, while the primary suite offers tray ceilings, private lanai access, and two walk-in closets. An additional dining area and the office/den give you room to work from home, host family, or adapt the home as your needs change. Located inside gated TerraLargo, the $345 monthly HOA includes cable and internet, gated-community security, clubhouse, fitness center, pool, tennis, basketball, pickleball, playground, picnic areas, and recreation facilities. You are also close to I-4, shopping, dining, and everyday services. With an acceptable offer, the seller may assist a qualified buyer with allowable closing costs. Professional photos, a full video walkthrough, inspection information, and completed-repair details are available for review. Schedule your private showing today.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From I-4, take Exit 31 towards Kathleen Rd; then, turn left onto Kathleen Rd and turn right on Sleepy Hill Rd; turn left on Terralargo Blvd and left onto Sunset Lake Dr to address. House is on left of the street.
Location
3943 SUNSET LAKE DRIVE, LAKELAND, FL 33810
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$489,985
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $489,985 home in LAKELAND.
🏛️
FHA Loan
$17,149 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$24,499 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 28, 2026.