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$279,900

709 SARNER PASS WAY, WINTER HAVEN, FL 33881

Active87 days on market

Beds

4

Baths

3

Sq Ft

3,016 sq ft

Year Built

2021

Lot Size

0.26 acres

Garage

2

About This Property

Welcome to this spacious 4-bedroom, 2.5-bath home offering 3,016 square feet of comfortable living space designed for everyday living and entertaining. The first floor features a welcoming living room, formal dining room, a well-appointed kitchen, a versatile bonus room that can be used as a home office, playroom, or flex space, a convenient half bath, and an attached two-car garage. Upstairs, you'll find a central foyer leading to four generously sized bedrooms, two full bathrooms, and a conveniently located laundry room, making daily routines more efficient. With a functional layout, abundant living space, and room to fit a variety of lifestyles, this home is ready for its next owner. Schedule your private showing today and see everything this home has to offer!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5153498
StatusActive
Year Built2021
Total Rooms8
ConstructionStucco
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionLAKE LUCERNE PH 5
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCarpet, Vinyl
AppliancesDishwasher, Microwave, Range, Range Hood, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.26 acres (11,182 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$92 / Monthly
Senior CommunityNo

Financial Details

List Price$279,900
Original Price$310,000
Annual Taxes$8,651 (2025)
FinancingCash, Conventional
Parcel #262802522104000790

Schools

ElementaryElbert Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

Take US-27 North or South to Lucerne Park Rd. Head west on Lucerne Park Rd. Then make a right onto Old Lucerne Park Rd. Then make a right onto Century Dr. Then make a left onto Twin Bowfish Way. Finally, make a right onto Sarner Pass Way and continue down the road and the home will be on your right.

Location

709 SARNER PASS WAY, WINTER HAVEN, FL 33881

Listing Information

OfficeREALTYCITY INC
ListedJuly 11, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$279,900

20% ($55,980)
6.75%

Loan Term

Principal & Interest$1,452
Property Tax (est.)$257
Insurance (est.)$150
Total Monthly$1,859
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $279,900 home in WINTER HAVEN.

🏦

Conventional

$13,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 18, 2026.

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