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$269,900

3018 ROYAL TERN DRIVE, WINTER HAVEN, FL 33881

3D Tour
Active48 days on market

Beds

3

Baths

2

Sq Ft

1,690 sq ft

Year Built

2020

Lot Size

0.13 acres

Garage

2

About This Property

REDUCED! MOTIVATED! WELCOME HOME TO LAKESIDE LANDINGS! Discover comfortable Florida living in this well maintained 3-bedroom, 2-bathroom single-story home in the Lakeside Landings community of Winter Haven. Built in 2020 and offering approximately 1,690 square feet, this home features a practical open layout designed for comfortable everyday living and entertaining. The home offers a spacious living area, well-appointed bedrooms, a primary suite, and a 2-car garage. Step outside to enjoy your lanai and private fenced backyard, providing a great space for relaxing, entertaining, or enjoying Florida's beautiful weather. Lakeside Landings offers residents access to community pools, parks and green spaces, creating a welcoming neighborhood atmosphere. Conveniently located near shopping, dining, major roadways and Central Florida attractions. Whether you're looking for your first home, a place to settle down, or an investment opportunity, 3018 Royal Tern Drive offers modern construction, functional living space and desirable community amenities. SELLER IS OFFERING $10,000 TOWARDS BUYER'S CLOSING COST

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5153630
StatusActive
Year Built2020
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionLAKESIDE LNDGS PH 3
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Primary Bedroom Main Floor
FlooringCarpet, Ceramic Tile
AppliancesConvection Oven, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Range, Range Hood, Refrigerator, Water Filtration System, Water Softener
LaundryElectric Dryer Hookup, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System
Lot Size0.13 acres (5,754 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$184 / Annually
Senior CommunityNo

Financial Details

List Price$269,900
Original Price$285,999
Annual Taxes$4,413 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262812531504001100

Schools

ElementaryFred G. Garnier Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

FROM HWY 27, 2 MILES DOWN (LAKESIDE LANDING COMMUNITY) TURN LEFT .3 MILES TURN LEFT ON LAKESIDE LANDINGS AVE AND RIGHT ON ROYAL TERN, 3018 ROYAL TERN IS ON LEFT SIDE .1 MILE

Location

3018 ROYAL TERN DRIVE, WINTER HAVEN, FL 33881

Listing Information

OfficeLARIMAR REALTY
ListedAugust 2, 2026

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Home Price

$269,900

20% ($53,980)
6.75%

Loan Term

Principal & Interest$1,400
Property Tax (est.)$247
Insurance (est.)$150
Total Monthly$1,798
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $269,900 home in WINTER HAVEN.

🏛️

FHA Loan

$9,447 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 25, 2026.

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