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$275,000

289 GINA LANE, DAVENPORT, FL 33837

3D Tour
Active84 days on market

Beds

3

Baths

2

Sq Ft

1,516 sq ft

Year Built

2022

Lot Size

0.11 acres

Garage

2

About This Property

Virtually Staged. BUYER FINANCING FELL THROUGH - Welcome to 289 Gina Lane, the perfect place to home, a bright and spacious home in the heart of Davenport, Florida. Featuring a desirable split floor plan and plenty of living space, this home offers both comfort and flexibility for everyday living, entertaining, or working from home. Natural light fills the interior, creating an open and inviting atmosphere throughout. Step outside to a relaxing backyard setting that backs up to the water, offering peaceful views and a sense of privacy. The partially fenced yard and covered back patio provide a great space for morning coffee, outdoor dining, pets, or simply enjoying the Florida lifestyle. Conveniently located just minutes from Posner Park, I-4 access, ChampionsGate, the growing Loughman area, Haines City, local parks, recreation, shopping, dining, and Central Florida attractions, this home puts you close to everything while still offering a quiet place to unwind.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5153928
StatusActive
Year Built2022
Stories1
Total Rooms4
ConstructionStucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionBELLA VITA PH 1A & 1B-1
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.11 acres (4,600 sq ft)
Road SurfaceConcrete
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$29 / Monthly
Senior CommunityNo

Financial Details

List Price$275,000
Original Price$285,000
Annual Taxes$7,223 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #272634710501002580

Directions

From US-17/92 N, turn left onto Tiny Flower Road Turn left onto Berry Lane Turn right onto Gina Lane Continue to 289 Gina Lane, located on the left

Location

289 GINA LANE, DAVENPORT, FL 33837

Listing Information

OfficeORANGE SLICE PROPERTIES
ListedJuly 17, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$275,000

20% ($55,000)
6.75%

Loan Term

Principal & Interest$1,427
Property Tax (est.)$252
Insurance (est.)$150
Total Monthly$1,829
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How to Buy This Home

Multiple financing options available for this $275,000 home in DAVENPORT.

🏛️

FHA Loan

$9,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.

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