$325,000
909 MONTGOMERY LANE, POLK CITY, FL 33868
Beds
3
Baths
2
Sq Ft
2,011 sq ft
Year Built
2022
Lot Size
0.17 acres
Garage
2
About This Property
Welcome to this beautiful 3-bedroom, 2-bathroom home built in 2022, located in the desirable Auburn Cove community in Polk City. Offering 2,011 square feet of well-designed living space, this move-in ready home features an open-concept floor plan, ceramic tile and carpet flooring, a spacious kitchen, a large primary suite with a walk-in closet, an indoor laundry room, a 2-car attached garage, and a versatile bonus room currently used as a fourth bedroom. Step outside to a fully fenced backyard, perfect for pets, entertaining, or simply relaxing. The community features two dog parks and a gazebo, providing convenient outdoor spaces for residents and their pets to enjoy. Conveniently located with easy access to I-4, shopping, dining, and Central Florida attractions.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From I-4, take Exit 44 toward FL-559/Polk City. Continue north on FL-559, turn left onto Pearce Rd, then turn onto Montgomery Ln. The property will be on your right.
Location
909 MONTGOMERY LANE, POLK CITY, FL 33868
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$325,000
Loan Term
How to Buy This Home
Multiple financing options available for this $325,000 home in POLK CITY.
🏛️
FHA Loan
$11,375 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$16,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.