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$349,999

621 RESERVE DRIVE, DAVENPORT, FL 33896

3D Tour
Active80 days on market

Beds

4

Baths

3

Sq Ft

1,731 sq ft

Year Built

2002

Lot Size

0.12 acres

Garage

1

About This Property

Water views out back, a private screened pool all to yourself, and the theme parks just down the road — 621 Reserve Drive is the Central Florida home buyers keep hoping to find. Fully furnished, 4 bedrooms, 3 baths, and ready to enjoy the day you close, whether you're moving in for good or flying down for the holidays. Behind the gates of the Reserve at Town Center, this one claims a standout waterfront lot backing directly to a lush wildlife reserve — so the view out back is water, palms, and green space. Inside, the layout stretches out: two primary suites, a garage transformed into a full game room built for rainy afternoons and late-night tournaments, and a brand-new HVAC system installed in April 2026. But the screened pool is the real headline — Florida sunshine, water views, and complete privacy while you soak it all in. Beyond the front gates, the Reserve at Town Center is a palm-lined community built around its lakes, with controlled access and a location that's tough to beat. It's an easy place to live full time — grocery runs, restaurants, and I-4 all close by — and zoned for short-term rentals when you want it working for you. Walt Disney World and Universal Studios are minutes away, along with championship golf at ChampionsGate and the shopping and dining at Posner Park.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5154468
StatusActive
Year Built2002
Stories1
Total Rooms6
ConstructionStucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionRESERVE AT TOWN CENTER
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s)
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk
Lot Size0.12 acres (5,275 sq ft)
Road SurfacePaved
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Public, Water Available

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$249 / Monthly
Senior CommunityNo

Financial Details

List Price$349,999
Original Price$374,999
Annual Taxes$4,401 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRESI
Parcel #272602701009000460

Directions

I-4 to Exit 58 for CR 532, turn right onto Lake Wilson Road, to left onto Town Center Blvd, to left onto Reserve Drive

Location

621 RESERVE DRIVE, DAVENPORT, FL 33896

Listing Information

OfficeTEAM DONOVAN
ListedJuly 27, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$349,999

20% ($70,000)
6.75%

Loan Term

Principal & Interest$1,816
Property Tax (est.)$321
Insurance (est.)$150
Total Monthly$2,287
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How to Buy This Home

Multiple financing options available for this $349,999 home in DAVENPORT.

🏛️

FHA Loan

$12,250 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.

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