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$355,000
Beds
4
Baths
2
Sq Ft
1,940 sq ft
Year Built
2003
Lot Size
0.15 acres
Garage
2
Amazing value! Don't miss out on this attractive 4-bedroom, 3-bath pool home in the gated, golf course community of Southern Dunes in Haines City. A generous living and dining room opens into a bright kitchen and dinette that flows straight out to the screened lanai and pool — easy living, indoors and out. The split floor of the Cape San Blas model gives everyone genuine privacy, and the spacious primary suite offers a separate shower and garden tub, a large walk-in closet, plus a dedicated owner's closet. Pride of ownership shows throughout: AC and pool heater both approximately 2019, and solar panels that may transfer to the new buyer for real savings on utilities. Southern Dunes is known for its outstanding amenities, including a championship 18-hole golf course, resort-style pools, tennis courts, fitness center, and a clubhouse with restaurant and bar, all within a secure gated community. The location is equally impressive, with easy access to the Disney corridor as well as nearby shopping, dining such as Manny's Chophouse, medical facilities, and local gyms. Short drive to picturesque Winter Haven and within an easy drive of Tampa, Lakeland and Orlando International airport. This is an exceptional opportunity to own a well-appointed home in a prime location that continues to attract both homeowners and investors alike.
Take US 27 towards Haines City. Turn left onto Southern Dunes Blvd. Stop Guard Gate to gain entry and give the property address. Take 1st left onto Hemingway Ave and follow through to Kokomo Bay.-on right. Turn right onto Kokomo Loop, then left onto Monserrat Way. The house is on your left.
3122 MONTSERRAT WAY, HAINES CITY, FL 33844
Pick a Day
Preferred Time
Home Price
$355,000
Loan Term
Multiple financing options available for this $355,000 home in HAINES CITY.
🏛️
$12,425 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$17,750 Down
Traditional financing. As low as 3-5% down with good credit.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 3, 2026.