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$242,600

, BARTOW, FL 33830

Active26 days on market

Beds

3

Baths

2

Sq Ft

1,584 sq ft

Year Built

1945

Lot Size

0.29 acres

Garage

About This Property

This property is a 3 bedroom and 2 bathroom ready to live in , very spacious, no HOA , located in the center of Bartow, completly renovated, the roof is from the year 2022, the floors are newly lamenated , all new cabinets in the kitchen , bathrooms remodeled , the plumbing system changed in 2024 , the AC was changed in 2022 , the water heater is brand new, the interior of the house was painted in 2026, the land is completly fenced; . its located in a calm neighborhood and very close to supermarkets, restaurants, parks, lakes,. The 3 bedroom has a private entry, offering the opportunity to rent.THE SELLER OFFERS A $ 5,000 CONTRIBUTIONS toward the Buyer's Closing Costs.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5155110
StatusActive
Year Built1945
Stories1
Total Rooms7
ConstructionBlock, Vinyl Siding
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHACKLAKE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringLaminate
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Trash Compactor, Washer
LaundryLaundry Room, Other
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorLighting
FencingOther, Wire
Lot Size0.29 acres (12,885 sq ft)
Lot Dimensions128 x 100
Road SurfaceAsphalt
ViewCity
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Street Lights, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$242,600
Original Price$254,600
Annual Taxes$823 (2025)
FinancingCash, Conventional, FHA
ZoningR-1A
Parcel #253008406500015110

Schools

ElementaryFloral Avenue Elem
MiddleBartow Middle
HighBartow High

Directions

Turn Right onto US-98 S/Bartow Rd, continue Toward Bartow , Stay on US-98 S for abouth 12 miles. Turn left onto W main St. follow and turn onto Lusl Place.

Location

, BARTOW, FL 33830

Listing Information

OfficeCHARLES RUTENBERG REALTY ORLANDO
ListedAugust 5, 2026

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Home Price

$242,600

20% ($48,520)
6.75%

Loan Term

Principal & Interest$1,259
Property Tax (est.)$222
Insurance (est.)$150
Total Monthly$1,631
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $242,600 home in BARTOW.

🏛️

FHA Loan

$8,491 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$12,130 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 3, 2026.

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