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$399,000

118 2ND STREET NW, RUSKIN, FL 33570

Active20 days on market

Beds

4

Baths

4

Sq Ft

2,539 sq ft

Year Built

1968

Lot Size

0.50 acres

Garage

2

About This Property

Virtually Staged. Welcome home to this unique two-story Pelican Point pool home in the heart of Ruskin! Originally built in 1968, this spacious home offers over 2,530 square feet of living space and sits on an impressive half-acre lot along the Ruskin Inlet. With 4 bedrooms and 3.5 bathrooms, the generous floor plan provides plenty of space and flexibility for everyday living and entertaining. The recently remodeled kitchen with quartz countertops opens to spacious living areas, including a large living room and family room ideal for gatherings with family and friends. The primary bedroom is located on the second floor, providing a private retreat with plenty of space. The home also features recently remodeled baths. The home features laminate flooring and tile flooring throughout. Step outside and enjoy the Florida lifestyle from your own private swimming pool and large covered patio with a wood burning fireplace, complete with a convenient pool bath. The expansive backyard leads to a private fishing pier on the Ruskin Inlet, creating a great setting for fishing, relaxing by the water, or enjoying the outdoors. A 2-car attached garage provides additional parking and storage. Conveniently located across the street from Ruskin Commongood Park and the public boat ramp, this home also offers easy access to local shopping, dining, and businesses along Tamiami Trail. Enjoy nearby attractions including Apollo Beach Preserve and the Manatee Viewing Center. Canal-front homes with this much space, a private pool, half-acre lot, and fishing pier are a rare opportunity. Act now and schedule your private showing today before this Ruskin property is sold! Bring your decorating ideas and convert this 2 Story into your ideal living space. The home is being sold in as is condition.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5155401
StatusActive
Year Built1968
Total Rooms8
ConstructionBlock, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionPELICAN POINT
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringLaminate, Tile
AppliancesRange Hood
LaundryOther
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.50 acres (21,735 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$399,000
Annual Taxes$9,663 (2025)
FinancingCash, Conventional
ZoningRSC-6
Parcel #U0732191VD00000000003.0

Schools

ElementaryThompson Elementary
MiddleShields-HB
HighLennard-HB

Directions

Take I-75 North or South to College Ave. Head west on College Ave. Then make a right onto S Tamiami Trail. Then make a left onto W Shell Point Road. Finally make a left onto 2nd St NW and the home is on your right.

Location

118 2ND STREET NW, RUSKIN, FL 33570

Listing Information

OfficeREALTYCITY INC
ListedAugust 21, 2026

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Home Price

$399,000

20% ($79,800)
6.75%

Loan Term

Principal & Interest$2,070
Property Tax (est.)$366
Insurance (est.)$150
Total Monthly$2,586
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $399,000 home in RUSKIN.

🏦

Conventional

$19,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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