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$349,999

1020 PINE RIDGE DRIVE, DAVENPORT, FL 33896

3D Tour
Active53 days on market

Beds

4

Baths

3

Sq Ft

1,910 sq ft

Year Built

2005

Lot Size

0.17 acres

Garage

2

About This Property

Welcome to 1020 Pine Ridge Dr, a fully furnished 4-bedroom, 3-bathroom retreat nestled in the peaceful and desirable Windwood Bay community. Designed with a bright, welcoming layout and effortless flow throughout, this well-appointed home features comfortable living and dining spaces made for relaxing or entertaining. Step outside to enjoy your own private, screened-in pool—perfect for soaking up the warm Florida sunshine in a quiet, serene setting that makes everyday living feel like a permanent getaway. Windwood Bay is celebrated for its peaceful atmosphere, beautifully maintained surroundings, and scenic conservation backdrops. Uniquely positioned for maximum versatility, this property presents an incredible opportunity whether you are seeking a lucrative short-term rental investment, an unforgettable vacation home, or a relaxing primary residence. Located just minutes from premier golf, local shopping, dining, and Central Florida’s world-famous theme parks, this move-in-ready property offers the ultimate Florida lifestyle.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5155603
StatusActive
Year Built2005
Stories1
Total Rooms8
ConstructionStucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionWINDWOOD BAY
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s)
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk
Lot Size0.17 acres (7,240 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Public, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$680 / Annually
Senior CommunityNo

Financial Details

List Price$349,999
Annual Taxes$4,413 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRESI
Parcel #272604701107002210

Directions

Follow I-4 W to Champions Gate Blvd/Osceola Polk Line Rd in Four Corners. Take exit 58 from I-4 W. Take Heritage Pass to Pine Ridge Dr

Location

1020 PINE RIDGE DRIVE, DAVENPORT, FL 33896

Listing Information

OfficeTEAM DONOVAN
ListedAugust 14, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$349,999

20% ($70,000)
6.75%

Loan Term

Principal & Interest$1,816
Property Tax (est.)$321
Insurance (est.)$150
Total Monthly$2,287
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How to Buy This Home

Multiple financing options available for this $349,999 home in DAVENPORT.

🏛️

FHA Loan

$12,250 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 13, 2026.

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