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$220,000

3462 AVENUE T NW, WINTER HAVEN, FL 33881

3D Tour
Active52 days on market

Beds

3

Baths

1

Sq Ft

1,339 sq ft

Year Built

1923

Lot Size

0.17 acres

Garage

—

About This Property

Welcome to this charming Winter Haven property offering comfortable living spaces and a functional layout with plenty of potential. The home provides a great opportunity for those looking for a primary residence, first home, or investment property in a convenient Central Florida location. Enjoy easy access to shopping, restaurants, schools, parks, and major roadways, making everyday errands and commuting convenient. Located near Winter Haven’s many recreational attractions and lakes. It comes with all apliances and includes a fully renovated additional bathroom. New fence, new fan in all rooms. Whether you are looking for a place to call home or an investment opportunity, this property is worth a closer look. Schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5155664
StatusActive
Year Built1923
Stories1
Total Rooms6
ConstructionStucco, Wood Frame
RoofShingle
FoundationPillar/Post/Pier
FacesNorth
SubdivisionINWOOD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCarpet, Laminate
AppliancesElectric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Mailbox
Lot Size0.17 acres (7,492 sq ft)
Lot Dimensions50 x 150
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$220,000
Annual Taxes$2,692 (2024)
FinancingCash, Conventional, FHA, VA Loan
Parcel #252813343500002110

Schools

ElementaryInwood Elem
MiddleWestwood Middle
HighWinter Haven Senior

Directions

From US-17 N, turn left onto Havendale Blvd. Turn left onto 34th St NW, then right onto Avenue T NW. The property at 3462 Avenue T NW will be on the left.

Location

3462 AVENUE T NW, WINTER HAVEN, FL 33881

Listing Information

OfficeNAIM REAL ESTATE LLC
ListedAugust 15, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$220,000

20% ($44,000)
6.75%

Loan Term

Principal & Interest$1,142
Property Tax (est.)$202
Insurance (est.)$150
Total Monthly$1,493
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $220,000 home in WINTER HAVEN.

🏛️

FHA Loan

$7,700 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 24, 2026.

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