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$520,000

3546 FUTCH ROAD, PLANT CITY, FL 33566

3D Tour
Active22 days on market

Beds

4

Baths

2

Sq Ft

2,036 sq ft

Year Built

1990

Lot Size

1.66 acres

Garage

About This Property

Tucked back from the road on 1.66 acres of flat, fully fenced land, this Plant City home offers the kind of space and privacy that’s getting harder to find, without giving up everyday convenience. Step inside and the home immediately makes an impression with vaulted ceilings, an exposed beam, custom built-ins and an electric fireplace creating a warm, inviting centerpiece for the main living space. Just beyond, the dining area flows into a bright kitchen finished with beautiful granite countertops, giving the heart of the home a clean, timeless feel. With four bedrooms and two bathrooms, there’s plenty of room to spread out. The primary suite features a spacious walk-in closet with generous storage, while the secondary bedrooms provide comfortable proportions and flexibility for family, guests, a home office, or whatever fits your lifestyle. Outside is where this property really sets itself apart. A screened-in lanai gives you a shaded place to relax and enjoy the outdoors, while 1.66 acres of level, fully fenced land gives you room to actually use and enjoy your property. A carport, multiple storage sheds, and an RV hookup (2026) add even more functionality, whether you need space for vehicles, equipment, hobbies, or weekend toys. Set back from the road, the home feels tucked away and private, with plenty of open space to entertain, garden, play, or simply enjoy having a little more room around you. Major updates include a roof approximately three years old and a septic system replaced in 2023. And when it’s time to head out, convenient access to I-4 makes getting around Central Florida easy, with Tampa in one direction, Orlando in the other, and Lakeland just down the road. A little more land. A little more privacy. And a location that keeps Central Florida within reach.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5155901
StatusActive
Year Built1990
Total Rooms6
ConstructionVinyl Siding
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionFUTCH ACRES
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, Kitchen/Family Room Combo, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringOther
AppliancesDishwasher, Microwave, Other, Range
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorOther
FencingOther
Other StructuresShed(s), Storage
Lot Size1.66 acres (72,310 sq ft)
Lot FeaturesLevel
Road SurfaceOther
ViewTrees/Woods
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesOther

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$520,000
Original Price$525,000
Annual Taxes$7,106 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U35282239O00000000007.0

Directions

Turn right onto N County Line Rd, turn right onto US-92, turn left onto S Wiggins Rd, turn right onto Futch Rd, turn right, keep right, arrive at home.

Location

3546 FUTCH ROAD, PLANT CITY, FL 33566

Listing Information

OfficeORANGE SLICE PROPERTIES
ListedAugust 19, 2026

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Home Price

$520,000

20% ($104,000)
6.75%

Loan Term

Principal & Interest$2,698
Property Tax (est.)$477
Insurance (est.)$150
Total Monthly$3,325
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How to Buy This Home

Multiple financing options available for this $520,000 home in PLANT CITY.

🏛️

FHA Loan

$18,200 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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