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$354,999

2817 KOKOMO LOOP, HAINES CITY, FL 33844

3D Tour
Active54 days on market

Beds

4

Baths

2

Sq Ft

1,940 sq ft

Year Built

2004

Lot Size

0.13 acres

Garage

2

About This Property

MOTIVATED SELLER! SHORT-TERM RENTAL ALLOWED, 2022 ROOF & NO CDD! This fully furnished pool home overlooks the 1st hole at Southern Dunes Golf & Country Club, a guard-gated golf community about 15 miles from Walt Disney World. Whether you want a vacation rental, a second home, or a full-time Florida address, this 4-bedroom, 2-bath home is ready from day one. Just bring your suitcase. The split floor plan puts the primary suite on its own side, with a walk-in closet and en-suite bath. The second bedroom has its own en-suite bath with a garden tub and separate shower, so it works well for guests or as a second "owner's" room for rentals. The kitchen's breakfast bar opens to a tiled family room. New double-pane sliding doors lead out to the heart of the home: a large screened, heated pool and covered lanai shaded by mature oaks, with open views across the 1st-hole fairway and bunkers. Recent updates include the 2022 roof and tile floors. HOA dues are low, about $74/month, and include the 24-hour manned gate and community pool. There is NO CDD fee, and the home is in Flood Zone X. Residents enjoy a clubhouse with a restaurant and bar, a fitness center, tennis courts, a playground, fishing, and golf-cart-friendly living. Shopping, dining, and US-27 are minutes away, and Orlando International Airport is about 45 minutes away. Golf views, a private pool, turnkey furnishings, and STR flexibility at this price are hard to find. Schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5156215
StatusActive
Year Built2004
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionSOUTHERN DUNES
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds, Window Treatments
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorSliding Doors
Lot Size0.13 acres (5,497 sq ft)
Lot FeaturesLandscaped
Road SurfacePaved, Asphalt
ViewGarden, Golf Course, Pool

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Gunite, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$222 / Quarterly
Senior CommunityNo

Financial Details

List Price$354,999
Original Price$359,999
Annual Taxes$6,876 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningSFR
Parcel #272717741005001290

Directions

US 27 SOUTH, then turn left onto SOUTHERN DUNES BLVD - STOP AT GUARD SHACK AND SHOW ID. Turn left onto Hemingway AVE, then right onto Kokomo Loop. The house will be on your left.

Location

2817 KOKOMO LOOP, HAINES CITY, FL 33844

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedAugust 28, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$354,999

20% ($71,000)
6.75%

Loan Term

Principal & Interest$1,842
Property Tax (est.)$325
Insurance (est.)$150
Total Monthly$2,317
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How to Buy This Home

Multiple financing options available for this $354,999 home in HAINES CITY.

🏛️

FHA Loan

$12,425 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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