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$160,000

1015 HEMINGWAY CIR UNIT 1015, HAINES CITY, FL 33844

Active18 days on market

Beds

2

Baths

2

Sq Ft

1,152 sq ft

Year Built

2002

Lot Size

0.01 acres

Garage

,

About This Property

Move-in ready 2-bedroom, 2-bath first-floor condo, ideally positioned just steps from the community pool, fitness center, and clubhouse in the championship golf community of Southern Dunes! This freshly updated unit features brand-new flooring throughout and a freshly painted interior, giving it a bright, clean feel from the moment you walk in. The open living and dining space flows into a well-equipped kitchen, while the primary suite offers a walk-in closet and en-suite bath. Enjoy single-level, no-stairs living plus a private rear porch. The Water Heater was replaced in 2023, and the HVAC was replaced in 2017. Southern Dunes offers 24-hour guard-gated security, multiple community pools, a fitness center, clubhouse, tennis courts, and a driving range — all for a low monthly HOA fee. Conveniently located within easy reach of Orlando and Tampa attractions, airports, shopping, Legoland, and both the Gulf and Atlantic beaches, this property offers great value for a new owner. Whether used as a primary residence, vacation home, or long- or short-term rental, this condo presents an excellent opportunity for low-maintenance living in a sought-after golf community. Schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #S5156216
StatusActive
Year Built2002
Stories1
Total Rooms8
ConstructionBlock, Stucco, Wood Frame (FSC Certified)
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionVILLAS AT SOUTHERN DUNES CONDO
CountyPolk
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk
Lot Size0.01 acres (564 sq ft)
Road SurfaceAsphalt, Paved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$160,000
Annual Taxes$2,831 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningCONDO
Parcel #272720749030011015

Directions

From the intersection of US Hwy 27 and I-4, head south on US Hwy 27. Continue for approximately 7 miles. Turn left onto Southern Dunes Boulevard (at the Southern Dunes Golf & Country Club entrance). Proceed through the guard gate and follow Hemingway Circle to Unit #1015

Location

1015 HEMINGWAY CIR UNIT 1015, HAINES CITY, FL 33844

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedSeptember 18, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$160,000

20% ($32,000)
6.75%

Loan Term

Principal & Interest$830
Property Tax (est.)$147
Insurance (est.)$150
Total Monthly$1,127
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How to Buy This Home

Multiple financing options available for this $160,000 home in HAINES CITY.

🏛️

FHA Loan

$5,600 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 19, 2026.

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