Beds
4
Baths
3
Sq Ft
2,668 sq ft
Year Built
1988
Lot Size
1.22 acres
Garage
3
About This Property
One or more photo(s) has been virtually staged. Seller Motivated. The seller is offering $12,000 towards the Buyer’s closing costs with a full price contract, making this an incredible opportunity! Lakefront living, over an acre of land, and NO HOA — a rare combination in Haines City! Situated on approximately 1.22 acres with frontage on Lake Moore, this spacious split-level home offers 2,668 square feet of living space, 4 bedrooms, 3 full bathrooms, and a dedicated office, with a versatile layout designed to adapt to a variety of lifestyles. Recent improvements include a new roof in 2026, new flooring, and fresh interior paint, creating a bright and move-in-ready interior. The kitchen features a gas stove, while a gas water heater adds to the home’s practical features. One of the highlights of the property is the expansive lower level, offering an impressive amount of flexible living space ideal for a family room, media room, game room, entertaining area, or a combination of uses. The dedicated office provides additional space for working from home, studying, or creating a private retreat. Outside, the elevated deck overlooks the lake and surrounding natural setting, creating the perfect backdrop for morning coffee, quiet evenings, or entertaining outdoors. The property also features a fenced yard, an oversized 3-car garage with tandem parking, and an additional concrete parking pad offering space for an RV, boat, trailer, or other recreational vehicles. With approximately 1.22 acres, Lake Moore frontage, generous indoor and outdoor spaces, and NO HOA, this property delivers the freedom and versatility that can be hard to find. Conveniently located near Highway 27 and I-4, with access to shopping, dining, everyday conveniences, and routes connecting the Orlando and Tampa areas. Space, privacy, lakefront living, and flexibility come together in one truly unique Haines City property. Schedule your private showing and discover what makes this Haines City property truly special.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From I-4, head south on Hwy 27, East on 544, turn right on Crest Dr. House on left
Location
2614 CREST DRIVE, HAINES CITY, FL 33844
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$439,000
Loan Term
How to Buy This Home
Multiple financing options available for this $439,000 home in HAINES CITY.
🏛️
FHA Loan
$15,365 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,950 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.