$409,000
344 RUBY LAKE LOOP, WINTER HAVEN, FL 33884
Beds
4
Baths
2
Sq Ft
2,215 sq ft
Year Built
1998
Lot Size
0.24 acres
Garage
2
About This Property
Short Sale. Welcome to 344 Ruby Lake Loop, a stunning 4-bedroom, 2-bath home offering 2,215 square feet of living space on a lush 10,411-square-foot lot. Nestled on a quiet street in Ruby Lake, one of Southeast Polk County’s most desirable gated communities, this beautifully renovated home is move-in ready. The triple-split floor plan offers spacious, open living areas with high ceilings, tray ceilings, crown molding, and abundant natural light. The modern open kitchen features granite countertops, wood cabinetry, stainless steel appliances, generous workspace, and an easy flow into the family room—perfect for everyday living and entertaining. The spacious primary suite includes walk-in closets and a large ensuite bathroom. Additional features include ceramic tile and luxury vinyl flooring, generously sized bedrooms, an interior laundry room, a two-car garage, and a covered rear porch overlooking the large backyard. Conveniently located in Southeast Winter Haven near shopping, dining, medical facilities, area lakes, and LEGOLAND Florida Resort. Schedule your private showing today and discover everything this exceptional Ruby Lake home has to offer!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From US Highway 17, turn east onto E Eagle Avenue. Continue onto Eagle Lake Loop Road and then Eloise Loop Road. Turn left onto W Lake Ruby Drive, then right onto N Lake Ruby Drive. Continue straight onto Ruby Lake Drive and enter the gated Ruby Lake community. Turn right onto Ruby Lake Lane/Ruby Lake Loop, then left to remain on Ruby Lake Loop. The property will be on the right.
Location
344 RUBY LAKE LOOP, WINTER HAVEN, FL 33884
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$409,000
Loan Term
How to Buy This Home
Multiple financing options available for this $409,000 home in WINTER HAVEN.
🏛️
FHA Loan
$14,315 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$20,450 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.