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$190,000

295 S OAK AVENUE, BARTOW, FL 33830

Active53 days on market

Beds

2

Baths

2

Sq Ft

1,323 sq ft

Year Built

1925

Lot Size

0.11 acres

Garage

,

About This Property

Welcome to this charming 2-bedroom, 2-bath home offering 1,323 square feet of comfortable living space on a 4,648-square-foot lot. Designed for both functionality and convenience, the home features a desirable indoor laundry room, well-proportioned living spaces, and a layout that's ideal for everyday living or entertaining. Whether you're a first-time homebuyer, looking to downsize, or searching for a smart investment opportunity, this property offers comfort, practicality, and plenty of potential. Don't miss your chance to make this home yours—schedule your private showing today before it's gone! The home is being sold in As Is condition. All buyers must view the home before submitting an offer.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5156314
StatusActive
Year Built1925
Total Rooms5
ConstructionWood Frame
RoofShingle
FoundationPillar/Post/Pier
FacesEast
SubdivisionRESUBDIVISION/BLOUNT & WHITLED
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringLaminate
AppliancesRange, Refrigerator
LaundryInside
CoolingCentral Air
HeatingOther
FireplaceYes ()

Exterior & Lot

ExteriorOther
Lot Size0.11 acres (4,648 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$190,000
Original Price$200,000
Annual Taxes$2,524 (2025)
FinancingCash, Conventional
Parcel #253005378500004610

Schools

ElementaryJames E. Stephens Elem
MiddleBartow Middle
HighBartow High

Directions

Take route 60 east or west to route 98. Head south on route 98 and continue down the street until you get to E Main Street. Make a right onto E Main Street. Then, make a left onto S Oak Ave and the home will be on your right.

Location

295 S OAK AVENUE, BARTOW, FL 33830

Listing Information

OfficeREALTYCITY INC
ListedAugust 25, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$190,000

20% ($38,000)
6.75%

Loan Term

Principal & Interest$986
Property Tax (est.)$174
Insurance (est.)$150
Total Monthly$1,310
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $190,000 home in BARTOW.

🏦

Conventional

$9,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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