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$375,000

2828 BLACKWATER CREEK DRIVE, LAKELAND, FL 33810

3D Tour
Active40 days on market

Beds

4

Baths

3

Sq Ft

2,055 sq ft

Year Built

2013

Lot Size

0.34 acres

Garage

2

About This Property

Welcome home to Blackwater Creek Estates, a quiet, gated community offering comfort, style, and peace of mind. This 4-bedroom, 3-bathroom home sits on an expansive parcel of over a quarter-acre, featuring a spacious, open backyard and a screened-in lanai—ideal for outdoor dining, relaxing, or entertaining. Interior Highlights: Beautiful luxury vinyl plank flooring flows through the high-traffic common areas and wet areas, paired with plush carpeting in all four bedrooms. Modern Kitchen: Outfitted with durable granite countertops, ample cabinetry, and an open flow into the primary living spaces. Primary Suite Retreat: Includes a generous walk-in closet and an ensuite bathroom complete with a double vanity, deep garden tub, separate walk-in shower, and matching granite countertops. Both the roof and AC unit were fully replaced just 2 years ago, saving you major expenses down the road. Enjoy a large, open backyard with endless possibilities for play, gardening, or relaxing inside the screened lanai. Community: Nestled in Blackwater Creek Estates, a small, intimate, and secure gated enclave in Lakeland.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5156420
StatusActive
Year Built2013
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationBlock, Slab
FacesSouth
SubdivisionBLACKWATER CREEK ESTATES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Luxury Vinyl, Vinyl
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral
SecurityFire Alarm, Gated Community, Smoke Detector(s)

Exterior & Lot

ExteriorPrivate Mailbox, Sidewalk
Lot Size0.34 acres (14,736 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Connected, Electricity Connected, Public, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$310 / Quarterly
Senior CommunityNo

Financial Details

List Price$375,000
Annual Taxes$2,846 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #232734013008000260

Directions

From I-4 W Take exit 31 toward FL-539/Kathleen/Lakeland. Turn right onto County Rd 35 Alt/Kathleen Rd. Turn left onto Knights Station Rd. Turn right onto N Galloway Rd. Turn right onto Blackwater Creek Dr. Home will be on the right

Location

2828 BLACKWATER CREEK DRIVE, LAKELAND, FL 33810

Listing Information

OfficeSELL & BUY HOMES REALTY INC
ListedAugust 27, 2026

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Home Price

$375,000

20% ($75,000)
6.75%

Loan Term

Principal & Interest$1,946
Property Tax (est.)$344
Insurance (est.)$150
Total Monthly$2,440
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How to Buy This Home

Multiple financing options available for this $375,000 home in LAKELAND.

🏛️

FHA Loan

$13,125 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 25, 2026.

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