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$316,990

696 TORTUGAS STREET, HAINES CITY, FL 33844

Active28 days on market

Beds

4

Baths

2

Sq Ft

1,867 sq ft

Year Built

2020

Lot Size

0.13 acres

Garage

2

About This Property

Welcome to this beautifully maintained 4-bedroom, 2-bath home in the desirable Orchid Terrace community of Haines City! Built in 2020, this home offers a bright and spacious open-concept floor plan with high ceilings and tile flooring throughout the main living areas. The kitchen features granite countertops, stainless steel appliances, a large island, and plenty of space for entertaining. The split-bedroom layout provides added privacy, while the primary suite features dual walk-in closets and dual vanities. One of the bedrooms offers the flexibility to be used as a home office, guest room, or flex space. Enjoy Florida living from the screened-in back patio overlooking the fully fenced backyard with PVC privacy fencing. Additional features include a solar energy system. Conveniently located near shopping, dining, major roadways including US-27 and I-4, and Central Florida attractions. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5156792
StatusActive
Year Built2020
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionORCHID TERRACE PH 1
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOther
FlooringTile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryOther
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorNone
FencingVinyl
Lot Size0.13 acres (5,506 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic, Solar

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$118 / Annually
Senior CommunityNo

Financial Details

List Price$316,990
Annual Taxes$3,706 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272708727508002410

Schools

ElementaryHorizons Elementary
MiddleDaniel Jenkins Academy of Technology Middle
HighRidge Community Senior High

Directions

From I-4, take Exit 55 toward US-27 S/Haines City. Continue south on US-27 for approximately 6 miles. Turn left onto Patterson Rd, then left onto Denali St. Turn onto Tortugas St and continue to 696 Tortugas St. and continue to 696 Tortugas St.

Location

696 TORTUGAS STREET, HAINES CITY, FL 33844

Listing Information

OfficeKELLER WILLIAMS ADVANTAGE III
ListedSeptember 2, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$316,990

20% ($63,398)
6.75%

Loan Term

Principal & Interest$1,645
Property Tax (est.)$291
Insurance (est.)$150
Total Monthly$2,085
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $316,990 home in HAINES CITY.

🏛️

FHA Loan

$11,095 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,850 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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