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$625,000

12909 CRAGSIDE LANE, WINDERMERE, FL 34786

3D Tour
Active51 days on market

Beds

4

Baths

3

Sq Ft

2,460 sq ft

Year Built

2005

Lot Size

0.15 acres

Garage

2

About This Property

WATER-VIEW SETTING + NIGHTLY MAGIC KINGDOM FIREWORKS + PRIME WINDERMERE LOCATION! Welcome to 12909 Cragside Lane, a beautifully renovated 4-bedroom, 2.5-bath, 2,460-square-foot single-story home in Lakes of Windermere. Located directly across from a neighborhood pond and fountain, the home offers a uniquely Central Florida setting with nightly views of the Magic Kingdom fireworks just steps from your front door. The exceptional location also provides convenient access to highly regarded public and private schools, childcare, Horizon West amenities and Walt Disney World. This move-in-ready home has been extensively updated, with many of the major expenses of homeownership already completed. Improvements include a new roof, HVAC system, water heater, Resideo smart WiFi thermostat, interior and exterior paint, hard-surface flooring throughout with no carpet, light fixtures and ceiling fans — all in 2021; new refrigerator, range/oven, dishwasher, washer and dryer, backyard fencing, paver outdoor-living area and gazebo in 2023; new kitchen countertops and guest-bath flooring, countertop, sinks and faucets in 2025; and refreshed front and rear landscaping and AT&T Fiber wiring in 2026. The fencing, paver improvements, gazebo and landscaping were reviewed and approved through the community HOA architectural-review process. Inside, the bright and spacious floor plan features an open kitchen and family room along with additional flexible living spaces ideal for a home office, recreation, entertaining or additional gathering space. Crown molding, architectural details and updated finishes complement the extensive mechanical and cosmetic improvements throughout. The fenced backyard provides an inviting extension of the living space with its paver patio, gazebo and refreshed landscaping, while the covered front porch faces toward the peaceful pond and fountain setting. Lakes of Windermere offers a community pool, parks, playgrounds, tennis and basketball courts, sidewalks and recreational spaces. The location is especially convenient to Sunset Park Elementary, Horizon West Middle School and Windermere High School, with Windermere Preparatory School also nearby, along with multiple daycare and early-learning options approximately a mile from the home. Shopping, dining and recreation throughout Horizon West are close at hand, while Walt Disney World and Magic Kingdom are just minutes away. With its water-view setting, nightly Disney fireworks, extensive renovations, newer roof and major systems, hard-surface flooring throughout, upgraded outdoor living spaces, excellent school access, fiber connectivity and highly convenient Windermere location, 12909 Cragside Lane offers an exceptional combination of lifestyle, location and move-in-ready condition.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5157040
StatusActive
Year Built2005
Stories1
Total Rooms7
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionLAKES/WINDERMERE PH 02A
CountyOrange
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Private Yard, Sidewalk
FencingVinyl
Other StructuresGazebo
Lot Size0.15 acres (6,498 sq ft)
Lot FeaturesLandscaped, Sidewalk
Road SurfacePaved
ViewPark/Greenbelt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$245 / Quarterly
Senior CommunityNo

Financial Details

List Price$625,000
Original Price$639,500
Annual Taxes$6,552 (2025)
FinancingCash, Conventional
ZoningP-D
Parcel #242327542804460

Schools

ElementarySunset Park Elem
MiddleHorizon West Middle School
HighWindermere High School

Directions

SR 535 South to entrance of Lakes of Windermere, Right onto Lake Sawyer Dr, Turn right onto Hawkstone Dr, Turn left onto Droxford Rd, Turn left onto Cragside Ln, Destination is on your left.

Location

12909 CRAGSIDE LANE, WINDERMERE, FL 34786

Listing Information

OfficeFLORIDA IN MOTION REALTY INC
ListedSeptember 11, 2026

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Home Price

$625,000

20% ($125,000)
6.75%

Loan Term

Principal & Interest$3,243
Property Tax (est.)$573
Insurance (est.)$150
Total Monthly$3,966
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $625,000 home in WINDERMERE.

🏦

Conventional

$31,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 1, 2026.

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