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$420,000

3964 LOVERING AVENUE, NORTH PORT, FL 34286

3D Tour
Active29 days on market

Beds

3

Baths

2

Sq Ft

1,670 sq ft

Year Built

2022

Lot Size

0.24 acres

Garage

2

About This Property

WELCOME to your DREAM Florida home! Built in 2022, this modern 3-bedroom, 2-bathroom single-family home offers 1,670 sq. ft. of beautifully designed, move-in-ready living space. Step inside to an open and airy layout featuring contemporary finishes and ceiling fans throughout to keep things cool. The heart of the home seamlessly connects the living and kitchen areas, making it perfect for both daily living and entertaining. Retreat to the spacious master suite or utilize the two additional bedrooms for family, guests, or a dedicated home office. Outside, enjoy the best of Florida living on your enclosed lanai, overlooking a generous 10,454 sq. ft. lot that offers plenty of space for outdoor activities, gardening, or future expansion. Complete with a 2-car garage and equipped with solar panels for incredible energy efficiency and utility savings, and impact window, this home truly has it all. Located in a vibrant, fast-growing North Port neighborhood with easy access to shopping, dining, and stunning Gulf Coast beaches. Don't miss your chance—schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5157105
StatusActive
Year Built2022
Stories1
Total Rooms3
ConstructionStucco
RoofShingle
FoundationBlock
FacesNortheast
SubdivisionPORT CHARLOTTE SUB 17
CountySarasota
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCeramic Tile
AppliancesDishwasher, Dryer, Range, Range Hood, Refrigerator, Trash Compactor, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorBalcony
Lot Size0.24 acres (10,625 sq ft)
Road SurfaceConcrete
0

Utilities

WaterNone
SewerSeptic Tank
UtilitiesPublic, Solar

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$420,000
Annual Taxes$5,017 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF2
Parcel #0955071169

Schools

ElementaryLamarque Elementary
MiddleWoodland Middle School
HighNorth Port High

Directions

Take I75 South if coming from the North, I-75 S (SR-93) toward Naples. Take exit 182 toward North Port/CR-771/Sumter Blvd. Turn left onto N Sumter Blvd. Keep right onto N Sumter Blvd. Go for 0.8 mi. Turn right onto Ulman Ave. Go for 0.5 mi. Turn right onto N Salford Blvd. Go for 0.7 mi. Turn left onto Lovering Ave. Go for 190 ft. 3964 Lovering Ave. North Port, FL 34286-6402

Location

3964 LOVERING AVENUE, NORTH PORT, FL 34286

Listing Information

OfficeEQUIESTATE, CORP
ListedSeptember 7, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$420,000

20% ($84,000)
6.75%

Loan Term

Principal & Interest$2,179
Property Tax (est.)$385
Insurance (est.)$150
Total Monthly$2,714
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $420,000 home in NORTH PORT.

🏛️

FHA Loan

$14,700 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 8, 2026.

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