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$325,000

2934 FIELDWOOD CIRCLE, ST CLOUD, FL 34772

3D Tour
Active5 days on market

Beds

3

Baths

3

Sq Ft

1,884 sq ft

Year Built

2019

Lot Size

0.10 acres

Garage

1

About This Property

MOTIVATED SELLER—$10,000 TOWARD BUYER’S CLOSING COSTS! Welcome to this spacious corner-unit townhome in Gramercy Farms, offering 3 bedrooms, 2.5 bathrooms, 1,884 square feet, and an attached one-car garage. The open-concept kitchen and living area is perfect for everyday living and entertaining, featuring granite countertops, stainless-steel appliances, recessed lighting, and durable plank flooring. Additional conveniences include a water-softener system and reverse-osmosis system at the kitchen sink. Upstairs, the generous primary suite offers two closets and a private bathroom with dual sinks and a walk-in shower. Two additional bedrooms are connected by a convenient Jack-and-Jill bathroom. Enjoy a growing St. Cloud location with access to shopping, dining, schools, parks, U.S. 192, and Florida’s Turnpike. Future area improvements include the proposed widening of Hickory Tree Road, while St. Cloud’s continued commercial expansion includes a planned Walmart Supercenter and additional retail development at U.S. 192 and Puffin Road. Seller is offering up to $10,000 toward allowable buyer closing costs and prepaids, subject to lender approval. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #S5157142
StatusActive
Year Built2019
Stories2
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionGRAMERCY FARMS PH 6
CountyOsceola
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Open Floorplan, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
LaundryInside
WindowsDouble Pane Windows
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorRain Gutters, Sliding Doors
Lot Size0.10 acres (4,356 sq ft)
Road SurfaceAsphalt
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Water Available

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$100 / Monthly
Senior CommunityNo

Financial Details

List Price$325,000
Annual Taxes$4,527 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #192631016400010170

Schools

ElementaryHickory Tree Elem
MiddleHarmony Middle
HighHarmony High

Directions

From 192 turn right onto Old Hickory tree Rd, turn right onto Gramercy Farms Blvd, turn left onto Fieldwood Cir.

Location

2934 FIELDWOOD CIRCLE, ST CLOUD, FL 34772

Listing Information

OfficeCENTURY 21 NEXT LEVEL REALTY
ListedSeptember 8, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$325,000

20% ($65,000)
6.75%

Loan Term

Principal & Interest$1,686
Property Tax (est.)$298
Insurance (est.)$150
Total Monthly$2,134
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $325,000 home in ST CLOUD.

🏛️

FHA Loan

$11,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 13, 2026.

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