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$465,000

1014 TOP MINNOW ROAD, ST CLOUD, FL 34771

3D Tour
Active0 days on market

Beds

3

Baths

4

Sq Ft

1,989 sq ft

Year Built

2025

Lot Size

0.11 acres

Garage

2

About This Property

Welcome to 1014 Top Minnow Rd, a beautifully designed home located in the desirable Waters at Center Lake Ranch community in St. Cloud. This spacious 3-bedroom, 3.5-bath residence offers approximately 1,989 square feet of thoughtfully designed living space, a 2-car garage, and a modern open-concept floor plan. The main level features a welcoming great room that flows seamlessly into the dining area and kitchen, creating an ideal space for everyday living and entertaining. The kitchen offers generous counter space, ample cabinetry, and a pantry for additional storage. The primary suite is conveniently located on the first floor and includes a private bath and walk-in closet. Upstairs, two additional bedrooms and a versatile loft provide plenty of flexibility for a home office, media area, game room, or additional living space. Enjoy Florida living from the covered lanai and take advantage of the community's impressive amenities, including a resort-style pool, playground, basketball court, dog park, walking trails, and recreational areas. Conveniently located near Narcoossee Road with easy access to Lake Nona, Medical City, shopping, dining, schools, Orlando International Airport, and major Central Florida roadways. Sale is subject to the assumption of the seller's existing loan. Buyer must qualify for and obtain lender approval for the loan assumption. Contact the listing agent for additional information regarding the assumption process and available loan terms. Don't miss the opportunity to make this beautiful St. Cloud home yours. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5157301
StatusActive
Year Built2025
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionWATERS/CENTER LK RANCH PH 1B
CountyOsceola
OwnershipFee Simple

Interior Features

InteriorOther
FlooringCarpet, Laminate
AppliancesDisposal, Dryer, Electric Water Heater, Microwave, Range, Washer, Water Softener
LaundryInside
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSliding Doors
Lot Size0.11 acres (4,792 sq ft)
Lot Dimensions0.1103
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sewer Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$173 / Monthly
Senior CommunityNo

Financial Details

List Price$465,000
Annual Taxes$2,615 (2025)
FinancingAssumable
ZoningX
Parcel #292531094500011190

Directions

From FL-417, take Exit 22 for Narcoossee Rd/County Rd 15 and head south on Narcoossee Rd. Continue approximately 8 miles, then turn left onto Center Lake Ranch Blvd. Proceed through the first roundabout. At the second roundabout, take the third exit onto Twelve Oaks Rd and continue into The Waters at Center Lake Ranch. Follow community streets/signage to Top Minnow Rd and proceed to 1014 Top Minnow Rd.

Location

1014 TOP MINNOW ROAD, ST CLOUD, FL 34771

Listing Information

OfficeEXP REALTY LLC
ListedSeptember 13, 2026

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Home Price

$465,000

20% ($93,000)
6.75%

Loan Term

Principal & Interest$2,413
Property Tax (est.)$426
Insurance (est.)$150
Total Monthly$2,989
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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