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$338,000

604 SARNER PASS WAY, WINTER HAVEN, FL 33881

3D Tour
Active25 days on market

Beds

4

Baths

2

Sq Ft

2,004 sq ft

Year Built

2022

Lot Size

0.17 acres

Garage

2

About This Property

A fantastic opportunity for investors or future homeowners! This beautiful corner-lot home features 4 bedrooms and 2 bathrooms, offering comfort, space, and excellent income potential. It boasts a beautiful, spacious kitchen. The open-concept layout seamlessly connects the living and dining areas, creating the ideal space for entertaining guests or enjoying everyday family life. Sliding glass doors open onto a large backyard—perfect for outdoor activities, gatherings, or simply relaxing. Additional features include a two-car garage, a fully equipped laundry room, and a well-designed floor plan that prioritizes functionality and comfort. Located in the desirable Lake Lucerne community, residents enjoy excellent amenities such as a clubhouse, swimming pools, a playground, and walking paths. The home is close to shops, restaurants, and major roads—including easy access to US-27—making for a convenient commute to Winter Haven, Davenport, and Orlando attractions. Don't miss out on this incredible opportunity!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5157377
StatusActive
Year Built2022
Stories1
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationConcrete Perimeter, Slab
FacesEast
SubdivisionLAKE LUCERNE PH 5
CountyPolk
OwnershipFee Simple

Interior Features

InteriorThermostat
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorCourtyard, Sliding Doors
Lot Size0.17 acres (7,392 sq ft)
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$94 / Monthly
Senior CommunityNo

Financial Details

List Price$338,000
Annual Taxes$4,998 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262802522104000380

Directions

Take 5th St NW to Ave D NW, Drive along Lucerne Park Rd and Old Lucerne Park Rd, next take Gotthard Pass Dr. to Sarner Pass Wyatt.

Location

604 SARNER PASS WAY, WINTER HAVEN, FL 33881

Listing Information

OfficeLPT REALTY, LLC
ListedSeptember 11, 2026

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Home Price

$338,000

20% ($67,600)
6.75%

Loan Term

Principal & Interest$1,754
Property Tax (est.)$310
Insurance (est.)$150
Total Monthly$2,214
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How to Buy This Home

Multiple financing options available for this $338,000 home in WINTER HAVEN.

🏛️

FHA Loan

$11,830 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,900 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 16, 2026.

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