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$486,000

1143 PINE RIDGE DRIVE, DAVENPORT, FL 33896

3D Tour
Active30 days on market

Beds

5

Baths

5

Sq Ft

3,470 sq ft

Year Built

2005

Lot Size

0.19 acres

Garage

2

About This Property

DIAMOND IN THE ROUGH WITH INCREDIBLE POTENTIAL! Welcome to Windwood Bay and this spacious 5-bedroom, 4.5-bath, two-story pool home offering tremendous space, flexibility and value in the highly sought-after Davenport/Disney corridor. Yes, the home needs some updating and cosmetic improvements—and the price reflects it! For buyers willing to bring their vision and personal touches, this is an outstanding opportunity to transform a generously sized Florida vacation home into something truly special. The expansive floor plan was designed for large families and entertaining, beginning with formal living and dining areas and continuing into the open family room, casual dining space and kitchen overlooking the pool. The kitchen offers abundant cabinetry and counter space plus a center island/breakfast bar. Large sliding glass doors lead to the screened private pool and spa with NO DIRECT REAR NEIGHBORS, creating a wonderful setting for enjoying the Florida sunshine. A first-floor bedroom with its own bathroom provides excellent flexibility for guests or multi-generational living. Upstairs you'll find a huge loft/game and entertainment area plus the oversized primary suite, entered through double doors and featuring room for a king-size bed, separate sitting area and ensuite bath with soaking tub and separate shower. Three additional bedrooms are upstairs, including one with its own ensuite bath. And the fun doesn't stop there! The garage has been converted into a dedicated game room with full-size pool, ping-pong and air hockey tables, adding another entertainment space for family and vacation guests. For investors and second-home buyers, Windwood Bay offers short-term vacation-rental potential, and this home's five-bedroom layout, multiple gathering areas, game room, private pool and spa make it particularly well suited for the vacation-home market. Update it to today's tastes and create your own Disney-area getaway or income-producing vacation property. LOCATION, SPACE & VALUE! Enjoy convenient access to Walt Disney World, Central Florida attractions, nearby golf courses, restaurants, shopping and I-4, putting Orlando's entertainment corridor within easy reach. If you've been waiting for a property where you can buy at an attractive price, renovate to your own style and potentially build equity—THIS IS IT! Don't overlook this diamond in the rough. The opportunity is in the size, location, floor plan and price!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5157484
StatusActive
Year Built2005
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionWINDWOOD BAY PH 02
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSliding Doors
Lot Size0.19 acres (8,381 sq ft)
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Connected, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$65 / Monthly
Senior CommunityNo

Financial Details

List Price$486,000
Annual Taxes$6,041 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #272604701107002520

Directions

From I-4, take Exit 58 toward ChampionsGate Blvd/Osceola Polk Line Rd. Continue on ChampionsGate Blvd/Osceola Polk Line Rd, turn right onto Heritage Pass, then right onto Pine Ridge Dr. Continue to 1143 Pine Ridge Dr.

Location

1143 PINE RIDGE DRIVE, DAVENPORT, FL 33896

Listing Information

OfficeTITAN REALTY GROUP LLC
ListedSeptember 13, 2026

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Home Price

$486,000

20% ($97,200)
6.75%

Loan Term

Principal & Interest$2,522
Property Tax (est.)$446
Insurance (est.)$150
Total Monthly$3,117
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How to Buy This Home

Multiple financing options available for this $486,000 home in DAVENPORT.

🏛️

FHA Loan

$17,010 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,300 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 13, 2026.

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