Beds
4
Baths
3
Sq Ft
2,038 sq ft
Year Built
2026
Lot Size
0.06 acres
Garage
2
About This Property
Under Construction. New townhome plan by RockWell Homes lot #52 in St. Cloud, Florida with 4 bedrooms, 2.5 bathrooms, and a 2-car garage, this thoughtfully designed townhome delivers flexible living space, modern finishes, and exceptional value. The heart of the home features an open concept kitchen, living, and dining area, perfect for entertaining and everyday comfort. The kitchen is beautifully appointed with 42-inch cabinets, solid surface countertops, and stainless-steel appliances including a dishwasher, range, refrigerator, and microwave. Enjoy added style and functionality with a ceramic tile backsplash, undermount sink, Delta faucet, and a spacious walk-in pantry. Upgraded flooring enhances the main living areas, while a convenient powder bathroom is located on the first floor for guests. Upstairs, the primary bedroom with en suite primary bathroom offers a relaxing retreat. The bathroom is complete with a ceramic tile shower with glass enclosure, ceramic tile flooring, dual sinks with solid surface countertops, Delta faucets, and a private water closet for added privacy. Additional bedrooms provide flexibility for guests, a home office, or growing households, each featuring ample closet space. A utility area with ceramic tile flooring and an additional storage closet add everyday convenience. Utility area complete with tile flooring, washing machine and clothes dryer. In addition, this new townhome comes with 2-inch window blinds. On the exterior, the Charlotte townhome showcases impressive curb appeal with a professionally designed landscaping package, large covered front porch, Sherwin Williams paint, a garage door opener, and a full sprinkler system for easy maintenance. If you're searching for a new construction townhome in St. Cloud, Florida with 4 bedrooms, modern finishes, and open concept living, the Charlotte plan offers the perfect combination of space, style, and functionality for your lifestyle. Read less
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From the Florida Turnpike, take Exit 240 toward Clay Whaley Road/Kissimmee Park Road. Turn onto Clay Whaley Road and continue for approximately 1 mile. Whaley Grove community will be on the right at 4959 Loyalty Dr St. Cloud FL 34772.
Location
4969 LOYALTY DRIVE, ST CLOUD, FL 34772
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$361,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $361,000 home in ST CLOUD.
🏛️
FHA Loan
$12,635 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$18,050 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.