$299,000
6137 WATERMAN LANE, LAKELAND, FL 33812
Beds
2
Baths
2
Sq Ft
1,419 sq ft
Year Built
1978
Lot Size
0.33 acres
Garage
2
About This Property
UPDATED, METICULOUSLY MAINTAINED & NO HOA! Welcome to 6137 Waterman Lane, a beautifully cared-for 2-bedroom, 2-bathroom home offering peace of mind, valuable updates, and a large fully fenced backyard! The current owners have taken exceptional care of this home and completed a thoughtful remodel in 2013, with before-and-after photos available to showcase the transformation. Major updates include all-new windows in 2013, roof, A/C and water heater in 2014, and a new drainfield in 2017. The spacious backyard provides plenty of room for outdoor entertaining, pets, gardening, or simply enjoying your own private space. And with NO HOA, you have added flexibility and freedom. This home truly stands out for its combination of care, updates, functionality, and outdoor space. If you’re looking for a move-in-ready home that has been lovingly maintained and offers many of the big-ticket improvements buyers want to see, 6137 Waterman Lane deserves a spot on your must-see list!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From South Florida Avenue, head east on E County Road 540A. Turn onto Waterman Lane and continue to 6137 Waterman Lane. The property will be on your left.
Location
6137 WATERMAN LANE, LAKELAND, FL 33812
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$299,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $299,000 home in LAKELAND.
🏛️
FHA Loan
$10,465 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$14,950 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.