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$285,000

1128 AVENUE K, HAINES CITY, FL 33844

3D Tour
Active3 days on market

Beds

4

Baths

2

Sq Ft

1,417 sq ft

Year Built

2026

Lot Size

0.11 acres

Garage

1

About This Property

BRAND NEW CONSTRUCTION – MOVE-IN READY! Welcome to 1128 Avenue K in Haines City, a beautifully designed 4-bedroom, 2-bath home offering modern finishes, energy-efficient features, and a functional open-concept floor plan. Step inside to a bright and inviting great room that flows seamlessly into the dining area and gourmet kitchen, creating the perfect space for everyday living and entertaining. The gourmet kitchen features modern cabinetry, generous counter space, a breakfast bar, wall oven, cooktop, garbage disposal with air switch, built-in soap dispenser, convenient flip-out drawers, recessed lighting, and built-in appliances. Beautiful wood-look luxury vinyl flooring runs throughout the main living areas, while the bathrooms feature porcelain tile. The spacious primary suite offers a walk-in closet and private en-suite bathroom with an accessible shower. Three additional bedrooms provide flexibility for family, guests, a home office, or hobby space. Energy-efficient features include foam insulation in the ceiling, LED lighting throughout, a tankless water heater, and HVAC equipment located in air-conditioned space. The home also features central air and a heat pump, window blinds, an inside laundry room, 1-car garage, covered front porch, rear covered porch, concrete block construction, slab foundation, architectural shingle roof, public water, and public sewer. Situated on an approximately 0.11-acre lot with NO HOA, giving you the freedom to enjoy your property without monthly association fees. Conveniently located in Haines City with shopping, dining, schools, and major Central Florida roadways nearby, and approximately 15 minutes from an I-4 on-ramp. Whether you’re looking for your first home, a primary residence, or an investment opportunity, this new construction home is ready for its new owner. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5157868
StatusActive
Year Built2026
Total Rooms9
ConstructionBlock, Concrete
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionLOCKHART & SMITHS RESUB
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorHigh Ceilings, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringLuxury Vinyl, Porcelain Tile
AppliancesBuilt-In Oven, Cooktop, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingElectric, Heat Pump

Exterior & Lot

ExteriorPrivate Yard
Lot Size0.11 acres (4,809 sq ft)
Lot Dimensions100 x 96
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$285,000
Annual Taxes$414 (2025)
FinancingCash, Conventional, FHA
ZoningR-2
Parcel #272721753500002150

Directions

From US-27, head east on US-17/92 toward Haines City. Turn left onto N 10th Street, right onto Avenue K. Continue to 1128 Avenue K; property will be on your left.

Location

1128 AVENUE K, HAINES CITY, FL 33844

Listing Information

OfficeG FIRST REALTY LLC
ListedSeptember 18, 2026

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Home Price

$285,000

20% ($57,000)
6.75%

Loan Term

Principal & Interest$1,479
Property Tax (est.)$261
Insurance (est.)$150
Total Monthly$1,890
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How to Buy This Home

Multiple financing options available for this $285,000 home in HAINES CITY.

🏛️

FHA Loan

$9,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$14,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 21, 2026.

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