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$344,000

4967 LOYALTY DRIVE, ST CLOUD, FL 34772

Active54 days on market

Beds

3

Baths

3

Sq Ft

1,834 sq ft

Year Built

2026

Lot Size

0.06 acres

Garage

2

About This Property

Under Construction. New townhome Avalon plan by RockWell Homes lot #53 in St. Cloud, Florida thoughtfully designed for modern living with style, comfort, and functionality. This beautifully crafted home features 3 bedrooms, 2.5 bathrooms, and a 2-car garage, offering the perfect balance of space and convenience. Step inside to an inviting open concept kitchen, living, and dining area, ideal for entertaining and everyday living. The designer kitchen is equipped with 42-inch cabinets, solid surface countertops, stainless steel appliances including a dishwasher, range, refrigerator and microwave, plus a ceramic tile backsplash, undermount sink, Delta faucet, and a spacious walk-in pantry for added storage and organization. Upgraded tile flooring flows throughout the main living areas, enhancing both durability and style. A convenient powder bathroom is also located on the main level. Additionally, this new townhome includes 2-inch window blinds. Upstairs, retreat to the primary bedroom with an en suite primary bathroom, featuring a ceramic tile shower with glass enclosure, porcelain tile flooring, dual sinks with solid surface countertops, Delta faucets, and a private water closet creating a spa-like atmosphere. Additional bedrooms include ample closet space. The utility area includes tile flooring, washer, dryer and an additional storage closet add everyday practicality. The exterior of the Avalon townhome is equally impressive, showcasing a professionally designed landscaping package, Sherwin Williams paint, a garage door opener, and a full sprinkler system for easy maintenance and curb appeal. Experience elevated townhome living in St. Cloud with the Avalon plan where quality finishes, smart design, and modern features come together seamlessly.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #S5157956
StatusActive
Year Built2026
Stories2
Total Rooms5
ConstructionHardiPlank Type, Wood Frame
RoofShingle
FoundationSlab
FacesNorth
SubdivisionWHALEY GROVE
CountyOsceola
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorEating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
FlooringCarpet, Porcelain Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Washer Hookup
WindowsDouble Pane Windows, ENERGY STAR Qualified Windows, Low-Emissivity Windows
CoolingZoned
HeatingElectric

Exterior & Lot

ExteriorRain Gutters, Sidewalk
Lot Size0.06 acres (2,486 sq ft)
Lot FeaturesLevel, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$370 / Monthly
Senior CommunityNo

Financial Details

List Price$344,000
Annual Taxes$3,000 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningP-D
Parcel #172630095900010530

Schools

ElementaryNeptune Elementary
MiddleNeptune Middle (6-8)
HighSt. Cloud High School

Directions

From the Florida Turnpike, take Exit 240 toward Clay Whaley Road/Kissimmee Park Road. Turn onto Clay Whaley Road and continue for approximately 1 mile. Whaley Grove community will be on the right at 4959 Loyalty Dr St. Cloud FL 34772.

Location

4967 LOYALTY DRIVE, ST CLOUD, FL 34772

Listing Information

OfficeHOME21 REALTY INC
ListedSeptember 20, 2026

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Home Price

$344,000

20% ($68,800)
6.75%

Loan Term

Principal & Interest$1,785
Property Tax (est.)$315
Insurance (est.)$150
Total Monthly$2,250
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $344,000 home in ST CLOUD.

🏛️

FHA Loan

$12,040 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,200 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 14, 2026.

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